▼ 0.50% · 3.625%
HK$4,013
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,138
−HK$127/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,524
+HK$259/mo
Deposit HK$880K · loan HK$880K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,464
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$122/mo
Today · 4.125%
HK$4,706
baseline
▲ 0.50% · 4.625%
HK$4,954
+HK$248/mo
Deposit HK$880K · loan HK$880K · min. income ≈ HK$9,412/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,414
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,552
−HK$139/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,976
+HK$285/mo
Deposit HK$792K · loan HK$968K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,911
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,043
−HK$133/mo
Today · 4.125%
HK$5,176
baseline
▲ 0.50% · 4.625%
HK$5,449
+HK$273/mo
Deposit HK$792K · loan HK$968K · min. income ≈ HK$10,352/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,965
−HK$153/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,429
+HK$311/mo
Deposit HK$704K · loan HK$1.06M · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,357
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,501
−HK$146/mo
Today · 4.125%
HK$5,647
baseline
▲ 0.50% · 4.625%
HK$5,944
+HK$297/mo
Deposit HK$704K · loan HK$1.06M · min. income ≈ HK$11,294/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,217
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,379
−HK$165/mo
Today · 4.125%
HK$5,544
baseline
▲ 0.50% · 4.625%
HK$5,881
+HK$337/mo
Deposit HK$616K · loan HK$1.14M · min. income ≈ HK$11,088/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,804
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,959
−HK$158/mo
Today · 4.125%
HK$6,117
baseline
▲ 0.50% · 4.625%
HK$6,440
+HK$323/mo
Deposit HK$616K · loan HK$1.14M · min. income ≈ HK$12,234/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,618
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,793
−HK$177/mo
Today · 4.125%
HK$5,970
baseline
▲ 0.50% · 4.625%
HK$6,334
+HK$364/mo
Deposit HK$528K · loan HK$1.23M · min. income ≈ HK$11,940/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,250
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,418
−HK$170/mo
Today · 4.125%
HK$6,588
baseline
▲ 0.50% · 4.625%
HK$6,935
+HK$347/mo
Deposit HK$528K · loan HK$1.23M · min. income ≈ HK$13,176/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,019
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,207
−HK$190/mo
Today · 4.125%
HK$6,397
baseline
▲ 0.50% · 4.625%
HK$6,786
+HK$389/mo
Deposit HK$440K · loan HK$1.32M · min. income ≈ HK$12,794/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,697
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,876
−HK$182/mo
Today · 4.125%
HK$7,058
baseline
▲ 0.50% · 4.625%
HK$7,430
+HK$372/mo
Deposit HK$440K · loan HK$1.32M · min. income ≈ HK$14,116/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,421
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,620
−HK$203/mo
Today · 4.125%
HK$6,823
baseline
▲ 0.50% · 4.625%
HK$7,239
+HK$416/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$13,646/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,143
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,335
−HK$194/mo
Today · 4.125%
HK$7,529
baseline
▲ 0.50% · 4.625%
HK$7,926
+HK$397/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$15,058/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,822
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,034
−HK$216/mo
Today · 4.125%
HK$7,250
baseline
▲ 0.50% · 4.625%
HK$7,691
+HK$441/mo
Deposit HK$264K · loan HK$1.50M · min. income ≈ HK$14,500/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,589
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,793
−HK$206/mo
Today · 4.125%
HK$7,999
baseline
▲ 0.50% · 4.625%
HK$8,421
+HK$422/mo
Deposit HK$264K · loan HK$1.50M · min. income ≈ HK$15,998/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,223
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,448
−HK$228/mo
Today · 4.125%
HK$7,676
baseline
▲ 0.50% · 4.625%
HK$8,143
+HK$467/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,352/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,036
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,251
−HK$219/mo
Today · 4.125%
HK$8,470
baseline
▲ 0.50% · 4.625%
HK$8,916
+HK$446/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$16,940/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).