▼ 0.50% · 3.625%
HK$4,501
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,641
−HK$142/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,074
+HK$291/mo
Deposit HK$987K · loan HK$987K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,007
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,141
−HK$137/mo
Today · 4.125%
HK$5,278
baseline
▲ 0.50% · 4.625%
HK$5,556
+HK$278/mo
Deposit HK$987K · loan HK$987K · min. income ≈ HK$10,556/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,951
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,105
−HK$156/mo
Today · 4.125%
HK$5,261
baseline
▲ 0.50% · 4.625%
HK$5,581
+HK$320/mo
Deposit HK$888K · loan HK$1.09M · min. income ≈ HK$10,522/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,508
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,655
−HK$150/mo
Today · 4.125%
HK$5,805
baseline
▲ 0.50% · 4.625%
HK$6,111
+HK$306/mo
Deposit HK$888K · loan HK$1.09M · min. income ≈ HK$11,610/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,401
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,569
−HK$171/mo
Today · 4.125%
HK$5,740
baseline
▲ 0.50% · 4.625%
HK$6,089
+HK$349/mo
Deposit HK$790K · loan HK$1.18M · min. income ≈ HK$11,480/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,008
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,170
−HK$163/mo
Today · 4.125%
HK$6,333
baseline
▲ 0.50% · 4.625%
HK$6,667
+HK$334/mo
Deposit HK$790K · loan HK$1.18M · min. income ≈ HK$12,666/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,851
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,033
−HK$185/mo
Today · 4.125%
HK$6,218
baseline
▲ 0.50% · 4.625%
HK$6,596
+HK$378/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$12,436/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,509
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,684
−HK$177/mo
Today · 4.125%
HK$6,861
baseline
▲ 0.50% · 4.625%
HK$7,222
+HK$361/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$13,722/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,301
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,497
−HK$199/mo
Today · 4.125%
HK$6,696
baseline
▲ 0.50% · 4.625%
HK$7,104
+HK$408/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$13,392/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,010
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,198
−HK$191/mo
Today · 4.125%
HK$7,389
baseline
▲ 0.50% · 4.625%
HK$7,778
+HK$389/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$14,778/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,751
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,961
−HK$213/mo
Today · 4.125%
HK$7,174
baseline
▲ 0.50% · 4.625%
HK$7,611
+HK$437/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$14,348/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,511
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,712
−HK$204/mo
Today · 4.125%
HK$7,916
baseline
▲ 0.50% · 4.625%
HK$8,334
+HK$418/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$15,832/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,201
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,425
−HK$228/mo
Today · 4.125%
HK$7,653
baseline
▲ 0.50% · 4.625%
HK$8,118
+HK$465/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$15,306/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,011
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,226
−HK$218/mo
Today · 4.125%
HK$8,444
baseline
▲ 0.50% · 4.625%
HK$8,889
+HK$445/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$16,888/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,651
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,889
−HK$242/mo
Today · 4.125%
HK$8,131
baseline
▲ 0.50% · 4.625%
HK$8,626
+HK$495/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,262/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,512
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,740
−HK$232/mo
Today · 4.125%
HK$8,972
baseline
▲ 0.50% · 4.625%
HK$9,445
+HK$473/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,944/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,101
−HK$508/mo
▼ 0.25% · 3.875%
HK$8,353
−HK$256/mo
Today · 4.125%
HK$8,609
baseline
▲ 0.50% · 4.625%
HK$9,133
+HK$524/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$17,218/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,013
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,254
−HK$246/mo
Today · 4.125%
HK$9,500
baseline
▲ 0.50% · 4.625%
HK$10,000
+HK$500/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$19,000/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).