▼ 0.50% · 3.625%
HK$4,333
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,468
−HK$137/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,885
+HK$280/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,820
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,950
−HK$131/mo
Today · 4.125%
HK$5,081
baseline
▲ 0.50% · 4.625%
HK$5,349
+HK$268/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$10,162/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,766
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$151/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,373
+HK$308/mo
Deposit HK$855K · loan HK$1.05M · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,445
−HK$144/mo
Today · 4.125%
HK$5,589
baseline
▲ 0.50% · 4.625%
HK$5,883
+HK$294/mo
Deposit HK$855K · loan HK$1.05M · min. income ≈ HK$11,178/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,199
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,361
−HK$164/mo
Today · 4.125%
HK$5,525
baseline
▲ 0.50% · 4.625%
HK$5,862
+HK$337/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$11,050/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,784
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,939
−HK$158/mo
Today · 4.125%
HK$6,097
baseline
▲ 0.50% · 4.625%
HK$6,418
+HK$321/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$12,194/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,633
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,808
−HK$178/mo
Today · 4.125%
HK$5,986
baseline
▲ 0.50% · 4.625%
HK$6,350
+HK$364/mo
Deposit HK$665K · loan HK$1.24M · min. income ≈ HK$11,972/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,266
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,434
−HK$171/mo
Today · 4.125%
HK$6,605
baseline
▲ 0.50% · 4.625%
HK$6,953
+HK$348/mo
Deposit HK$665K · loan HK$1.24M · min. income ≈ HK$13,210/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,066
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,255
−HK$191/mo
Today · 4.125%
HK$6,446
baseline
▲ 0.50% · 4.625%
HK$6,839
+HK$393/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$12,892/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,748
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,929
−HK$184/mo
Today · 4.125%
HK$7,113
baseline
▲ 0.50% · 4.625%
HK$7,488
+HK$375/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$14,226/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,499
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,701
−HK$206/mo
Today · 4.125%
HK$6,907
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$420/mo
Deposit HK$475K · loan HK$1.43M · min. income ≈ HK$13,814/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,230
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,424
−HK$197/mo
Today · 4.125%
HK$7,621
baseline
▲ 0.50% · 4.625%
HK$8,023
+HK$402/mo
Deposit HK$475K · loan HK$1.43M · min. income ≈ HK$15,242/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,933
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,148
−HK$219/mo
Today · 4.125%
HK$7,367
baseline
▲ 0.50% · 4.625%
HK$7,816
+HK$449/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,734/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,712
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,919
−HK$210/mo
Today · 4.125%
HK$8,129
baseline
▲ 0.50% · 4.625%
HK$8,558
+HK$429/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,258/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,366
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,595
−HK$233/mo
Today · 4.125%
HK$7,828
baseline
▲ 0.50% · 4.625%
HK$8,304
+HK$476/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$15,656/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,194
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,414
−HK$223/mo
Today · 4.125%
HK$8,637
baseline
▲ 0.50% · 4.625%
HK$9,092
+HK$455/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$17,274/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,799
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,042
−HK$246/mo
Today · 4.125%
HK$8,288
baseline
▲ 0.50% · 4.625%
HK$8,793
+HK$505/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,576/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,676
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,909
−HK$236/mo
Today · 4.125%
HK$9,145
baseline
▲ 0.50% · 4.625%
HK$9,627
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,290/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).