▼ 0.50% · 3.625%
HK$4,396
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$139/mo
Today · 4.125%
HK$4,672
baseline
▲ 0.50% · 4.625%
HK$4,956
+HK$284/mo
Deposit HK$964K · loan HK$964K · min. income ≈ HK$9,344/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,891
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,022
−HK$133/mo
Today · 4.125%
HK$5,155
baseline
▲ 0.50% · 4.625%
HK$5,427
+HK$272/mo
Deposit HK$964K · loan HK$964K · min. income ≈ HK$10,310/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,836
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,986
−HK$153/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,452
+HK$313/mo
Deposit HK$868K · loan HK$1.06M · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,380
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,524
−HK$146/mo
Today · 4.125%
HK$5,670
baseline
▲ 0.50% · 4.625%
HK$5,969
+HK$299/mo
Deposit HK$868K · loan HK$1.06M · min. income ≈ HK$11,340/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,275
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,439
−HK$167/mo
Today · 4.125%
HK$5,606
baseline
▲ 0.50% · 4.625%
HK$5,947
+HK$341/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$11,212/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,869
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,026
−HK$160/mo
Today · 4.125%
HK$6,186
baseline
▲ 0.50% · 4.625%
HK$6,512
+HK$326/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$12,372/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,715
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,893
−HK$180/mo
Today · 4.125%
HK$6,073
baseline
▲ 0.50% · 4.625%
HK$6,443
+HK$370/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$12,146/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,358
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,528
−HK$173/mo
Today · 4.125%
HK$6,701
baseline
▲ 0.50% · 4.625%
HK$7,055
+HK$354/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$13,402/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,155
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,346
−HK$195/mo
Today · 4.125%
HK$6,541
baseline
▲ 0.50% · 4.625%
HK$6,938
+HK$397/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$13,082/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,847
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,031
−HK$186/mo
Today · 4.125%
HK$7,217
baseline
▲ 0.50% · 4.625%
HK$7,597
+HK$380/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$14,434/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,594
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,799
−HK$209/mo
Today · 4.125%
HK$7,008
baseline
▲ 0.50% · 4.625%
HK$7,434
+HK$426/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$14,016/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,336
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,533
−HK$199/mo
Today · 4.125%
HK$7,732
baseline
▲ 0.50% · 4.625%
HK$8,140
+HK$408/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$15,464/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,034
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,253
−HK$222/mo
Today · 4.125%
HK$7,475
baseline
▲ 0.50% · 4.625%
HK$7,930
+HK$455/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$14,950/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,825
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,035
−HK$213/mo
Today · 4.125%
HK$8,248
baseline
▲ 0.50% · 4.625%
HK$8,683
+HK$435/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$16,496/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,473
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,706
−HK$236/mo
Today · 4.125%
HK$7,942
baseline
▲ 0.50% · 4.625%
HK$8,425
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,884/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,314
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,537
−HK$226/mo
Today · 4.125%
HK$8,763
baseline
▲ 0.50% · 4.625%
HK$9,225
+HK$462/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,526/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,913
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,159
−HK$250/mo
Today · 4.125%
HK$8,409
baseline
▲ 0.50% · 4.625%
HK$8,921
+HK$512/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,818/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,803
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,039
−HK$240/mo
Today · 4.125%
HK$9,279
baseline
▲ 0.50% · 4.625%
HK$9,768
+HK$489/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,558/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).