▼ 0.50% · 3.625%
HK$3,956
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,079
−HK$125/mo
Today · 4.125%
HK$4,204
baseline
▲ 0.50% · 4.625%
HK$4,460
+HK$256/mo
Deposit HK$867K · loan HK$867K · min. income ≈ HK$8,408/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,401
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$120/mo
Today · 4.125%
HK$4,639
baseline
▲ 0.50% · 4.625%
HK$4,884
+HK$245/mo
Deposit HK$867K · loan HK$867K · min. income ≈ HK$9,278/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,352
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,487
−HK$138/mo
Today · 4.125%
HK$4,625
baseline
▲ 0.50% · 4.625%
HK$4,906
+HK$281/mo
Deposit HK$781K · loan HK$954K · min. income ≈ HK$9,250/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,841
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,971
−HK$132/mo
Today · 4.125%
HK$5,103
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$269/mo
Deposit HK$781K · loan HK$954K · min. income ≈ HK$10,206/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,747
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$150/mo
Today · 4.125%
HK$5,045
baseline
▲ 0.50% · 4.625%
HK$5,352
+HK$307/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$10,090/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$144/mo
Today · 4.125%
HK$5,567
baseline
▲ 0.50% · 4.625%
HK$5,860
+HK$293/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$11,134/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,143
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,303
−HK$163/mo
Today · 4.125%
HK$5,466
baseline
▲ 0.50% · 4.625%
HK$5,798
+HK$332/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$10,932/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,722
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,875
−HK$156/mo
Today · 4.125%
HK$6,031
baseline
▲ 0.50% · 4.625%
HK$6,349
+HK$318/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$12,062/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,539
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,711
−HK$175/mo
Today · 4.125%
HK$5,886
baseline
▲ 0.50% · 4.625%
HK$6,244
+HK$358/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$11,772/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,162
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,327
−HK$168/mo
Today · 4.125%
HK$6,495
baseline
▲ 0.50% · 4.625%
HK$6,837
+HK$342/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$12,990/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,934
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,119
−HK$187/mo
Today · 4.125%
HK$6,306
baseline
▲ 0.50% · 4.625%
HK$6,690
+HK$384/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$12,612/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,602
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,779
−HK$179/mo
Today · 4.125%
HK$6,958
baseline
▲ 0.50% · 4.625%
HK$7,325
+HK$367/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$13,916/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,330
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,527
−HK$200/mo
Today · 4.125%
HK$6,727
baseline
▲ 0.50% · 4.625%
HK$7,136
+HK$409/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,454/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,042
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,231
−HK$191/mo
Today · 4.125%
HK$7,422
baseline
▲ 0.50% · 4.625%
HK$7,814
+HK$392/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,844/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,725
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,935
−HK$212/mo
Today · 4.125%
HK$7,147
baseline
▲ 0.50% · 4.625%
HK$7,582
+HK$435/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,294/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,482
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,683
−HK$203/mo
Today · 4.125%
HK$7,886
baseline
▲ 0.50% · 4.625%
HK$8,302
+HK$416/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,772/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,121
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,343
−HK$225/mo
Today · 4.125%
HK$7,568
baseline
▲ 0.50% · 4.625%
HK$8,028
+HK$460/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,136/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,922
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,135
−HK$215/mo
Today · 4.125%
HK$8,350
baseline
▲ 0.50% · 4.625%
HK$8,790
+HK$440/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,700/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).