▼ 0.50% · 3.625%
HK$3,922
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,044
−HK$124/mo
Today · 4.125%
HK$4,168
baseline
▲ 0.50% · 4.625%
HK$4,422
+HK$254/mo
Deposit HK$860K · loan HK$860K · min. income ≈ HK$8,336/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,364
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,481
−HK$118/mo
Today · 4.125%
HK$4,599
baseline
▲ 0.50% · 4.625%
HK$4,842
+HK$243/mo
Deposit HK$860K · loan HK$860K · min. income ≈ HK$9,198/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,315
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,449
−HK$136/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,864
+HK$279/mo
Deposit HK$774K · loan HK$946K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,800
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,929
−HK$130/mo
Today · 4.125%
HK$5,059
baseline
▲ 0.50% · 4.625%
HK$5,326
+HK$267/mo
Deposit HK$774K · loan HK$946K · min. income ≈ HK$10,118/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,707
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,853
−HK$149/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,306
+HK$304/mo
Deposit HK$688K · loan HK$1.03M · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,377
−HK$142/mo
Today · 4.125%
HK$5,519
baseline
▲ 0.50% · 4.625%
HK$5,810
+HK$291/mo
Deposit HK$688K · loan HK$1.03M · min. income ≈ HK$11,038/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,099
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,258
−HK$161/mo
Today · 4.125%
HK$5,419
baseline
▲ 0.50% · 4.625%
HK$5,749
+HK$330/mo
Deposit HK$602K · loan HK$1.12M · min. income ≈ HK$10,838/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,673
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,825
−HK$154/mo
Today · 4.125%
HK$5,979
baseline
▲ 0.50% · 4.625%
HK$6,294
+HK$315/mo
Deposit HK$602K · loan HK$1.12M · min. income ≈ HK$11,958/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,491
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,662
−HK$174/mo
Today · 4.125%
HK$5,836
baseline
▲ 0.50% · 4.625%
HK$6,191
+HK$355/mo
Deposit HK$516K · loan HK$1.20M · min. income ≈ HK$11,672/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,109
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,273
−HK$166/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$340/mo
Deposit HK$516K · loan HK$1.20M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,884
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,067
−HK$186/mo
Today · 4.125%
HK$6,253
baseline
▲ 0.50% · 4.625%
HK$6,633
+HK$380/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$12,506/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,545
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,721
−HK$178/mo
Today · 4.125%
HK$6,899
baseline
▲ 0.50% · 4.625%
HK$7,263
+HK$364/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$13,798/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,276
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,471
−HK$198/mo
Today · 4.125%
HK$6,669
baseline
▲ 0.50% · 4.625%
HK$7,075
+HK$406/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$13,338/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,982
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,169
−HK$190/mo
Today · 4.125%
HK$7,359
baseline
▲ 0.50% · 4.625%
HK$7,747
+HK$388/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$14,718/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,668
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,876
−HK$210/mo
Today · 4.125%
HK$7,086
baseline
▲ 0.50% · 4.625%
HK$7,517
+HK$431/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,172/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,418
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,617
−HK$202/mo
Today · 4.125%
HK$7,819
baseline
▲ 0.50% · 4.625%
HK$8,231
+HK$412/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,638/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,060
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,280
−HK$223/mo
Today · 4.125%
HK$7,503
baseline
▲ 0.50% · 4.625%
HK$7,960
+HK$457/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,006/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,855
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,065
−HK$214/mo
Today · 4.125%
HK$8,279
baseline
▲ 0.50% · 4.625%
HK$8,715
+HK$436/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,558/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).