▼ 0.50% · 3.625%
HK$4,127
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,255
−HK$130/mo
Today · 4.125%
HK$4,385
baseline
▲ 0.50% · 4.625%
HK$4,652
+HK$267/mo
Deposit HK$905K · loan HK$905K · min. income ≈ HK$8,770/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,591
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,714
−HK$125/mo
Today · 4.125%
HK$4,839
baseline
▲ 0.50% · 4.625%
HK$5,094
+HK$255/mo
Deposit HK$905K · loan HK$905K · min. income ≈ HK$9,678/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$144/mo
Today · 4.125%
HK$4,824
baseline
▲ 0.50% · 4.625%
HK$5,117
+HK$293/mo
Deposit HK$814K · loan HK$995K · min. income ≈ HK$9,648/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,050
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$138/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$280/mo
Deposit HK$814K · loan HK$995K · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,952
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,106
−HK$156/mo
Today · 4.125%
HK$5,262
baseline
▲ 0.50% · 4.625%
HK$5,583
+HK$321/mo
Deposit HK$724K · loan HK$1.09M · min. income ≈ HK$10,524/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,509
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,657
−HK$150/mo
Today · 4.125%
HK$5,807
baseline
▲ 0.50% · 4.625%
HK$6,113
+HK$306/mo
Deposit HK$724K · loan HK$1.09M · min. income ≈ HK$11,614/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,365
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,531
−HK$170/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,048
+HK$347/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,968
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,128
−HK$163/mo
Today · 4.125%
HK$6,291
baseline
▲ 0.50% · 4.625%
HK$6,622
+HK$331/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$12,582/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,777
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,957
−HK$183/mo
Today · 4.125%
HK$6,140
baseline
▲ 0.50% · 4.625%
HK$6,513
+HK$373/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$12,280/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,427
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,600
−HK$174/mo
Today · 4.125%
HK$6,774
baseline
▲ 0.50% · 4.625%
HK$7,131
+HK$357/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$13,548/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,190
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,382
−HK$196/mo
Today · 4.125%
HK$6,578
baseline
▲ 0.50% · 4.625%
HK$6,978
+HK$400/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$13,156/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,886
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,071
−HK$187/mo
Today · 4.125%
HK$7,258
baseline
▲ 0.50% · 4.625%
HK$7,641
+HK$383/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$14,516/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,603
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,808
−HK$209/mo
Today · 4.125%
HK$7,017
baseline
▲ 0.50% · 4.625%
HK$7,444
+HK$427/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$14,034/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,345
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,542
−HK$200/mo
Today · 4.125%
HK$7,742
baseline
▲ 0.50% · 4.625%
HK$8,150
+HK$408/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$15,484/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,015
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,233
−HK$222/mo
Today · 4.125%
HK$7,455
baseline
▲ 0.50% · 4.625%
HK$7,909
+HK$454/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,910/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,804
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,014
−HK$212/mo
Today · 4.125%
HK$8,226
baseline
▲ 0.50% · 4.625%
HK$8,660
+HK$434/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,452/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,428
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,659
−HK$235/mo
Today · 4.125%
HK$7,894
baseline
▲ 0.50% · 4.625%
HK$8,374
+HK$480/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,788/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,263
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,485
−HK$225/mo
Today · 4.125%
HK$8,710
baseline
▲ 0.50% · 4.625%
HK$9,169
+HK$459/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,420/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).