▼ 0.50% · 3.625%
HK$4,147
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,276
−HK$131/mo
Today · 4.125%
HK$4,407
baseline
▲ 0.50% · 4.625%
HK$4,675
+HK$268/mo
Deposit HK$909K · loan HK$909K · min. income ≈ HK$8,814/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,613
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,737
−HK$126/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,119
+HK$256/mo
Deposit HK$909K · loan HK$909K · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,562
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,704
−HK$144/mo
Today · 4.125%
HK$4,848
baseline
▲ 0.50% · 4.625%
HK$5,143
+HK$295/mo
Deposit HK$818K · loan HK$1.00M · min. income ≈ HK$9,696/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,075
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,211
−HK$138/mo
Today · 4.125%
HK$5,349
baseline
▲ 0.50% · 4.625%
HK$5,631
+HK$282/mo
Deposit HK$818K · loan HK$1.00M · min. income ≈ HK$10,698/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,976
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,131
−HK$157/mo
Today · 4.125%
HK$5,288
baseline
▲ 0.50% · 4.625%
HK$5,610
+HK$322/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$10,576/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,536
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,685
−HK$150/mo
Today · 4.125%
HK$5,835
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$308/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$11,670/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,391
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,559
−HK$170/mo
Today · 4.125%
HK$5,729
baseline
▲ 0.50% · 4.625%
HK$6,078
+HK$349/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$11,458/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,997
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,158
−HK$163/mo
Today · 4.125%
HK$6,321
baseline
▲ 0.50% · 4.625%
HK$6,655
+HK$334/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$12,642/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,806
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,986
−HK$184/mo
Today · 4.125%
HK$6,170
baseline
▲ 0.50% · 4.625%
HK$6,545
+HK$375/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$12,340/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,459
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,632
−HK$176/mo
Today · 4.125%
HK$6,808
baseline
▲ 0.50% · 4.625%
HK$7,167
+HK$359/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$13,616/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,220
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,414
−HK$196/mo
Today · 4.125%
HK$6,610
baseline
▲ 0.50% · 4.625%
HK$7,013
+HK$403/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$13,220/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,920
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,106
−HK$188/mo
Today · 4.125%
HK$7,294
baseline
▲ 0.50% · 4.625%
HK$7,679
+HK$385/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$14,588/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,635
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,842
−HK$209/mo
Today · 4.125%
HK$7,051
baseline
▲ 0.50% · 4.625%
HK$7,480
+HK$429/mo
Deposit HK$364K · loan HK$1.45M · min. income ≈ HK$14,102/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,381
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,579
−HK$201/mo
Today · 4.125%
HK$7,780
baseline
▲ 0.50% · 4.625%
HK$8,190
+HK$410/mo
Deposit HK$364K · loan HK$1.45M · min. income ≈ HK$15,560/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,050
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,269
−HK$223/mo
Today · 4.125%
HK$7,492
baseline
▲ 0.50% · 4.625%
HK$7,948
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$14,984/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,843
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,053
−HK$214/mo
Today · 4.125%
HK$8,267
baseline
▲ 0.50% · 4.625%
HK$8,702
+HK$435/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,534/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,465
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,697
−HK$236/mo
Today · 4.125%
HK$7,933
baseline
▲ 0.50% · 4.625%
HK$8,415
+HK$482/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,866/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,304
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,527
−HK$226/mo
Today · 4.125%
HK$8,753
baseline
▲ 0.50% · 4.625%
HK$9,214
+HK$461/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,506/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).