▼ 0.50% · 3.625%
HK$4,157
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$132/mo
Today · 4.125%
HK$4,418
baseline
▲ 0.50% · 4.625%
HK$4,687
+HK$269/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$8,836/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,625
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,749
−HK$126/mo
Today · 4.125%
HK$4,875
baseline
▲ 0.50% · 4.625%
HK$5,132
+HK$257/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$9,750/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$145/mo
Today · 4.125%
HK$4,860
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$295/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$9,720/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,087
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,224
−HK$138/mo
Today · 4.125%
HK$5,362
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$283/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$10,724/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,144
−HK$157/mo
Today · 4.125%
HK$5,301
baseline
▲ 0.50% · 4.625%
HK$5,624
+HK$323/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$10,602/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,550
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,699
−HK$151/mo
Today · 4.125%
HK$5,850
baseline
▲ 0.50% · 4.625%
HK$6,158
+HK$308/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$11,700/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,404
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,572
−HK$171/mo
Today · 4.125%
HK$5,743
baseline
▲ 0.50% · 4.625%
HK$6,093
+HK$350/mo
Deposit HK$638K · loan HK$1.19M · min. income ≈ HK$11,486/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,012
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,173
−HK$164/mo
Today · 4.125%
HK$6,337
baseline
▲ 0.50% · 4.625%
HK$6,671
+HK$334/mo
Deposit HK$638K · loan HK$1.19M · min. income ≈ HK$12,674/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,820
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,001
−HK$184/mo
Today · 4.125%
HK$6,185
baseline
▲ 0.50% · 4.625%
HK$6,561
+HK$376/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,370/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,475
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,648
−HK$176/mo
Today · 4.125%
HK$6,824
baseline
▲ 0.50% · 4.625%
HK$7,184
+HK$360/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,648/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,236
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,430
−HK$197/mo
Today · 4.125%
HK$6,627
baseline
▲ 0.50% · 4.625%
HK$7,030
+HK$403/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,254/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,937
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,123
−HK$189/mo
Today · 4.125%
HK$7,312
baseline
▲ 0.50% · 4.625%
HK$7,697
+HK$385/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,624/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,651
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,858
−HK$210/mo
Today · 4.125%
HK$7,068
baseline
▲ 0.50% · 4.625%
HK$7,499
+HK$431/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,136/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,400
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,598
−HK$201/mo
Today · 4.125%
HK$7,799
baseline
▲ 0.50% · 4.625%
HK$8,210
+HK$411/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,598/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,067
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,287
−HK$223/mo
Today · 4.125%
HK$7,510
baseline
▲ 0.50% · 4.625%
HK$7,967
+HK$457/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$15,020/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,862
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,073
−HK$214/mo
Today · 4.125%
HK$8,287
baseline
▲ 0.50% · 4.625%
HK$8,724
+HK$437/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,574/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,483
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,716
−HK$236/mo
Today · 4.125%
HK$7,952
baseline
▲ 0.50% · 4.625%
HK$8,436
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,904/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,325
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,548
−HK$226/mo
Today · 4.125%
HK$8,774
baseline
▲ 0.50% · 4.625%
HK$9,237
+HK$463/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,548/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).