▼ 0.50% · 3.625%
HK$4,071
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,197
−HK$129/mo
Today · 4.125%
HK$4,326
baseline
▲ 0.50% · 4.625%
HK$4,589
+HK$263/mo
Deposit HK$893K · loan HK$893K · min. income ≈ HK$8,652/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,529
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,650
−HK$123/mo
Today · 4.125%
HK$4,773
baseline
▲ 0.50% · 4.625%
HK$5,025
+HK$252/mo
Deposit HK$893K · loan HK$893K · min. income ≈ HK$9,546/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,478
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,617
−HK$141/mo
Today · 4.125%
HK$4,758
baseline
▲ 0.50% · 4.625%
HK$5,048
+HK$290/mo
Deposit HK$803K · loan HK$982K · min. income ≈ HK$9,516/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,981
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,115
−HK$136/mo
Today · 4.125%
HK$5,251
baseline
▲ 0.50% · 4.625%
HK$5,527
+HK$276/mo
Deposit HK$803K · loan HK$982K · min. income ≈ HK$10,502/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$154/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,507
+HK$316/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,434
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,580
−HK$148/mo
Today · 4.125%
HK$5,728
baseline
▲ 0.50% · 4.625%
HK$6,030
+HK$302/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$11,456/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,292
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,456
−HK$168/mo
Today · 4.125%
HK$5,624
baseline
▲ 0.50% · 4.625%
HK$5,966
+HK$342/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$11,248/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,887
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,045
−HK$160/mo
Today · 4.125%
HK$6,205
baseline
▲ 0.50% · 4.625%
HK$6,532
+HK$327/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$12,410/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,699
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,876
−HK$180/mo
Today · 4.125%
HK$6,056
baseline
▲ 0.50% · 4.625%
HK$6,425
+HK$369/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$12,112/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,340
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,510
−HK$172/mo
Today · 4.125%
HK$6,682
baseline
▲ 0.50% · 4.625%
HK$7,035
+HK$353/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$13,364/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,106
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,296
−HK$193/mo
Today · 4.125%
HK$6,489
baseline
▲ 0.50% · 4.625%
HK$6,884
+HK$395/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$12,978/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,793
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,975
−HK$185/mo
Today · 4.125%
HK$7,160
baseline
▲ 0.50% · 4.625%
HK$7,537
+HK$377/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$14,320/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,513
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,716
−HK$205/mo
Today · 4.125%
HK$6,921
baseline
▲ 0.50% · 4.625%
HK$7,343
+HK$422/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,842/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,246
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,440
−HK$197/mo
Today · 4.125%
HK$7,637
baseline
▲ 0.50% · 4.625%
HK$8,040
+HK$403/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,274/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,920
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,135
−HK$219/mo
Today · 4.125%
HK$7,354
baseline
▲ 0.50% · 4.625%
HK$7,801
+HK$447/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,708/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,698
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,905
−HK$209/mo
Today · 4.125%
HK$8,114
baseline
▲ 0.50% · 4.625%
HK$8,542
+HK$428/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,228/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,327
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,555
−HK$232/mo
Today · 4.125%
HK$7,787
baseline
▲ 0.50% · 4.625%
HK$8,260
+HK$473/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,574/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,151
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,370
−HK$222/mo
Today · 4.125%
HK$8,592
baseline
▲ 0.50% · 4.625%
HK$9,045
+HK$453/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,184/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).