▼ 0.50% · 3.625%
HK$4,335
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,469
−HK$137/mo
Today · 4.125%
HK$4,606
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$281/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$9,212/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,822
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,951
−HK$132/mo
Today · 4.125%
HK$5,083
baseline
▲ 0.50% · 4.625%
HK$5,351
+HK$268/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$10,166/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$151/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,375
+HK$308/mo
Deposit HK$855K · loan HK$1.05M · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,304
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,447
−HK$144/mo
Today · 4.125%
HK$5,591
baseline
▲ 0.50% · 4.625%
HK$5,886
+HK$295/mo
Deposit HK$855K · loan HK$1.05M · min. income ≈ HK$11,182/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,201
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$165/mo
Today · 4.125%
HK$5,528
baseline
▲ 0.50% · 4.625%
HK$5,864
+HK$336/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$11,056/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,942
−HK$157/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,421
+HK$322/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,635
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,810
−HK$178/mo
Today · 4.125%
HK$5,988
baseline
▲ 0.50% · 4.625%
HK$6,353
+HK$365/mo
Deposit HK$665K · loan HK$1.24M · min. income ≈ HK$11,976/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,269
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,437
−HK$170/mo
Today · 4.125%
HK$6,607
baseline
▲ 0.50% · 4.625%
HK$6,956
+HK$349/mo
Deposit HK$665K · loan HK$1.24M · min. income ≈ HK$13,214/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,068
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,257
−HK$192/mo
Today · 4.125%
HK$6,449
baseline
▲ 0.50% · 4.625%
HK$6,841
+HK$392/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$12,898/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,751
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,932
−HK$184/mo
Today · 4.125%
HK$7,116
baseline
▲ 0.50% · 4.625%
HK$7,491
+HK$375/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$14,232/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,502
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,704
−HK$206/mo
Today · 4.125%
HK$6,910
baseline
▲ 0.50% · 4.625%
HK$7,330
+HK$420/mo
Deposit HK$475K · loan HK$1.43M · min. income ≈ HK$13,820/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,233
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,427
−HK$197/mo
Today · 4.125%
HK$7,624
baseline
▲ 0.50% · 4.625%
HK$8,026
+HK$402/mo
Deposit HK$475K · loan HK$1.43M · min. income ≈ HK$15,248/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,935
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,151
−HK$219/mo
Today · 4.125%
HK$7,370
baseline
▲ 0.50% · 4.625%
HK$7,819
+HK$449/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,740/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,715
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,922
−HK$210/mo
Today · 4.125%
HK$8,132
baseline
▲ 0.50% · 4.625%
HK$8,561
+HK$429/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,264/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,369
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,598
−HK$233/mo
Today · 4.125%
HK$7,831
baseline
▲ 0.50% · 4.625%
HK$8,307
+HK$476/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$15,662/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,198
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,417
−HK$224/mo
Today · 4.125%
HK$8,641
baseline
▲ 0.50% · 4.625%
HK$9,096
+HK$455/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$17,282/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,802
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,045
−HK$246/mo
Today · 4.125%
HK$8,291
baseline
▲ 0.50% · 4.625%
HK$8,796
+HK$505/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,582/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,680
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,913
−HK$236/mo
Today · 4.125%
HK$9,149
baseline
▲ 0.50% · 4.625%
HK$9,631
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,298/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).