▼ 0.50% · 3.625%
HK$4,109
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,236
−HK$130/mo
Today · 4.125%
HK$4,366
baseline
▲ 0.50% · 4.625%
HK$4,632
+HK$266/mo
Deposit HK$901K · loan HK$901K · min. income ≈ HK$8,732/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,571
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,693
−HK$125/mo
Today · 4.125%
HK$4,818
baseline
▲ 0.50% · 4.625%
HK$5,072
+HK$254/mo
Deposit HK$901K · loan HK$901K · min. income ≈ HK$9,636/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,520
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,660
−HK$143/mo
Today · 4.125%
HK$4,803
baseline
▲ 0.50% · 4.625%
HK$5,095
+HK$292/mo
Deposit HK$811K · loan HK$991K · min. income ≈ HK$9,606/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,028
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,163
−HK$137/mo
Today · 4.125%
HK$5,300
baseline
▲ 0.50% · 4.625%
HK$5,579
+HK$279/mo
Deposit HK$811K · loan HK$991K · min. income ≈ HK$10,600/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,930
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,084
−HK$156/mo
Today · 4.125%
HK$5,240
baseline
▲ 0.50% · 4.625%
HK$5,558
+HK$318/mo
Deposit HK$721K · loan HK$1.08M · min. income ≈ HK$10,480/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,485
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,632
−HK$149/mo
Today · 4.125%
HK$5,781
baseline
▲ 0.50% · 4.625%
HK$6,086
+HK$305/mo
Deposit HK$721K · loan HK$1.08M · min. income ≈ HK$11,562/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,341
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,507
−HK$169/mo
Today · 4.125%
HK$5,676
baseline
▲ 0.50% · 4.625%
HK$6,022
+HK$346/mo
Deposit HK$631K · loan HK$1.17M · min. income ≈ HK$11,352/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,942
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,101
−HK$162/mo
Today · 4.125%
HK$6,263
baseline
▲ 0.50% · 4.625%
HK$6,593
+HK$330/mo
Deposit HK$631K · loan HK$1.17M · min. income ≈ HK$12,526/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,752
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,931
−HK$182/mo
Today · 4.125%
HK$6,113
baseline
▲ 0.50% · 4.625%
HK$6,485
+HK$372/mo
Deposit HK$541K · loan HK$1.26M · min. income ≈ HK$12,226/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,399
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,571
−HK$174/mo
Today · 4.125%
HK$6,745
baseline
▲ 0.50% · 4.625%
HK$7,100
+HK$355/mo
Deposit HK$541K · loan HK$1.26M · min. income ≈ HK$13,490/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,163
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,355
−HK$195/mo
Today · 4.125%
HK$6,550
baseline
▲ 0.50% · 4.625%
HK$6,948
+HK$398/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$13,100/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,856
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,040
−HK$187/mo
Today · 4.125%
HK$7,227
baseline
▲ 0.50% · 4.625%
HK$7,608
+HK$381/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$14,454/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,574
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,778
−HK$208/mo
Today · 4.125%
HK$6,986
baseline
▲ 0.50% · 4.625%
HK$7,411
+HK$425/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,972/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,313
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,510
−HK$199/mo
Today · 4.125%
HK$7,709
baseline
▲ 0.50% · 4.625%
HK$8,115
+HK$406/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,418/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,985
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,202
−HK$221/mo
Today · 4.125%
HK$7,423
baseline
▲ 0.50% · 4.625%
HK$7,874
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,846/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,770
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,979
−HK$211/mo
Today · 4.125%
HK$8,190
baseline
▲ 0.50% · 4.625%
HK$8,622
+HK$432/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,380/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,396
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,626
−HK$233/mo
Today · 4.125%
HK$7,859
baseline
▲ 0.50% · 4.625%
HK$8,338
+HK$479/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,718/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,228
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,448
−HK$224/mo
Today · 4.125%
HK$8,672
baseline
▲ 0.50% · 4.625%
HK$9,129
+HK$457/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,344/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).