▼ 0.50% · 3.625%
HK$4,062
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,188
−HK$129/mo
Today · 4.125%
HK$4,317
baseline
▲ 0.50% · 4.625%
HK$4,579
+HK$262/mo
Deposit HK$891K · loan HK$891K · min. income ≈ HK$8,634/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,519
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,640
−HK$123/mo
Today · 4.125%
HK$4,763
baseline
▲ 0.50% · 4.625%
HK$5,014
+HK$251/mo
Deposit HK$891K · loan HK$891K · min. income ≈ HK$9,526/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,468
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$141/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$5,037
+HK$289/mo
Deposit HK$802K · loan HK$980K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,971
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,104
−HK$135/mo
Today · 4.125%
HK$5,239
baseline
▲ 0.50% · 4.625%
HK$5,515
+HK$276/mo
Deposit HK$802K · loan HK$980K · min. income ≈ HK$10,478/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,874
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,026
−HK$154/mo
Today · 4.125%
HK$5,180
baseline
▲ 0.50% · 4.625%
HK$5,495
+HK$315/mo
Deposit HK$713K · loan HK$1.07M · min. income ≈ HK$10,360/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,423
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,568
−HK$147/mo
Today · 4.125%
HK$5,715
baseline
▲ 0.50% · 4.625%
HK$6,017
+HK$302/mo
Deposit HK$713K · loan HK$1.07M · min. income ≈ HK$11,430/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,280
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,445
−HK$167/mo
Today · 4.125%
HK$5,612
baseline
▲ 0.50% · 4.625%
HK$5,953
+HK$341/mo
Deposit HK$623K · loan HK$1.16M · min. income ≈ HK$11,224/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,874
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,032
−HK$160/mo
Today · 4.125%
HK$6,192
baseline
▲ 0.50% · 4.625%
HK$6,518
+HK$326/mo
Deposit HK$623K · loan HK$1.16M · min. income ≈ HK$12,384/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,687
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,863
−HK$180/mo
Today · 4.125%
HK$6,043
baseline
▲ 0.50% · 4.625%
HK$6,411
+HK$368/mo
Deposit HK$534K · loan HK$1.25M · min. income ≈ HK$12,086/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,326
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,496
−HK$172/mo
Today · 4.125%
HK$6,668
baseline
▲ 0.50% · 4.625%
HK$7,020
+HK$352/mo
Deposit HK$534K · loan HK$1.25M · min. income ≈ HK$13,336/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,093
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,282
−HK$193/mo
Today · 4.125%
HK$6,475
baseline
▲ 0.50% · 4.625%
HK$6,869
+HK$394/mo
Deposit HK$445K · loan HK$1.34M · min. income ≈ HK$12,950/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,778
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,960
−HK$184/mo
Today · 4.125%
HK$7,144
baseline
▲ 0.50% · 4.625%
HK$7,521
+HK$377/mo
Deposit HK$445K · loan HK$1.34M · min. income ≈ HK$14,288/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,499
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,701
−HK$206/mo
Today · 4.125%
HK$6,907
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$420/mo
Deposit HK$356K · loan HK$1.43M · min. income ≈ HK$13,814/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,230
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,424
−HK$197/mo
Today · 4.125%
HK$7,621
baseline
▲ 0.50% · 4.625%
HK$8,022
+HK$401/mo
Deposit HK$356K · loan HK$1.43M · min. income ≈ HK$15,242/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,905
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,120
−HK$218/mo
Today · 4.125%
HK$7,338
baseline
▲ 0.50% · 4.625%
HK$7,785
+HK$447/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$14,676/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,682
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,888
−HK$209/mo
Today · 4.125%
HK$8,097
baseline
▲ 0.50% · 4.625%
HK$8,524
+HK$427/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$16,194/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,311
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,539
−HK$231/mo
Today · 4.125%
HK$7,770
baseline
▲ 0.50% · 4.625%
HK$8,243
+HK$473/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,540/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,134
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,352
−HK$221/mo
Today · 4.125%
HK$8,573
baseline
▲ 0.50% · 4.625%
HK$9,025
+HK$452/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,146/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).