▼ 0.50% · 3.625%
HK$4,332
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,467
−HK$137/mo
Today · 4.125%
HK$4,604
baseline
▲ 0.50% · 4.625%
HK$4,884
+HK$280/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$9,208/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,820
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,949
−HK$131/mo
Today · 4.125%
HK$5,080
baseline
▲ 0.50% · 4.625%
HK$5,348
+HK$268/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$10,160/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,766
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$150/mo
Today · 4.125%
HK$5,064
baseline
▲ 0.50% · 4.625%
HK$5,373
+HK$309/mo
Deposit HK$855K · loan HK$1.04M · min. income ≈ HK$10,128/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,444
−HK$144/mo
Today · 4.125%
HK$5,588
baseline
▲ 0.50% · 4.625%
HK$5,883
+HK$295/mo
Deposit HK$855K · loan HK$1.04M · min. income ≈ HK$11,176/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,199
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,361
−HK$164/mo
Today · 4.125%
HK$5,525
baseline
▲ 0.50% · 4.625%
HK$5,861
+HK$336/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$11,050/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,784
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,939
−HK$157/mo
Today · 4.125%
HK$6,096
baseline
▲ 0.50% · 4.625%
HK$6,417
+HK$321/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$12,192/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,632
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,807
−HK$178/mo
Today · 4.125%
HK$5,985
baseline
▲ 0.50% · 4.625%
HK$6,349
+HK$364/mo
Deposit HK$665K · loan HK$1.23M · min. income ≈ HK$11,970/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,266
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,434
−HK$170/mo
Today · 4.125%
HK$6,604
baseline
▲ 0.50% · 4.625%
HK$6,952
+HK$348/mo
Deposit HK$665K · loan HK$1.23M · min. income ≈ HK$13,208/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,065
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,254
−HK$192/mo
Today · 4.125%
HK$6,446
baseline
▲ 0.50% · 4.625%
HK$6,838
+HK$392/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$12,892/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,748
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,929
−HK$183/mo
Today · 4.125%
HK$7,112
baseline
▲ 0.50% · 4.625%
HK$7,487
+HK$375/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$14,224/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,499
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,701
−HK$205/mo
Today · 4.125%
HK$6,906
baseline
▲ 0.50% · 4.625%
HK$7,326
+HK$420/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$13,812/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,230
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,423
−HK$197/mo
Today · 4.125%
HK$7,620
baseline
▲ 0.50% · 4.625%
HK$8,022
+HK$402/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$15,240/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,932
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,147
−HK$219/mo
Today · 4.125%
HK$7,366
baseline
▲ 0.50% · 4.625%
HK$7,815
+HK$449/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,732/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,712
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,918
−HK$210/mo
Today · 4.125%
HK$8,128
baseline
▲ 0.50% · 4.625%
HK$8,557
+HK$429/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,256/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,365
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,594
−HK$233/mo
Today · 4.125%
HK$7,827
baseline
▲ 0.50% · 4.625%
HK$8,303
+HK$476/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$15,654/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,194
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,413
−HK$223/mo
Today · 4.125%
HK$8,636
baseline
▲ 0.50% · 4.625%
HK$9,091
+HK$455/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$17,272/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,798
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,041
−HK$246/mo
Today · 4.125%
HK$8,287
baseline
▲ 0.50% · 4.625%
HK$8,792
+HK$505/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,574/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,676
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,908
−HK$236/mo
Today · 4.125%
HK$9,144
baseline
▲ 0.50% · 4.625%
HK$9,626
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,288/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).