▼ 0.50% · 3.625%
HK$4,369
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,505
−HK$138/mo
Today · 4.125%
HK$4,643
baseline
▲ 0.50% · 4.625%
HK$4,925
+HK$282/mo
Deposit HK$958K · loan HK$958K · min. income ≈ HK$9,286/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,860
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,991
−HK$132/mo
Today · 4.125%
HK$5,123
baseline
▲ 0.50% · 4.625%
HK$5,393
+HK$270/mo
Deposit HK$958K · loan HK$958K · min. income ≈ HK$10,246/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,806
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,955
−HK$152/mo
Today · 4.125%
HK$5,107
baseline
▲ 0.50% · 4.625%
HK$5,418
+HK$311/mo
Deposit HK$862K · loan HK$1.05M · min. income ≈ HK$10,214/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,347
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,490
−HK$145/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,932
+HK$297/mo
Deposit HK$862K · loan HK$1.05M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,243
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,406
−HK$166/mo
Today · 4.125%
HK$5,572
baseline
▲ 0.50% · 4.625%
HK$5,911
+HK$339/mo
Deposit HK$766K · loan HK$1.15M · min. income ≈ HK$11,144/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,833
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,989
−HK$159/mo
Today · 4.125%
HK$6,148
baseline
▲ 0.50% · 4.625%
HK$6,472
+HK$324/mo
Deposit HK$766K · loan HK$1.15M · min. income ≈ HK$12,296/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,680
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,856
−HK$180/mo
Today · 4.125%
HK$6,036
baseline
▲ 0.50% · 4.625%
HK$6,403
+HK$367/mo
Deposit HK$671K · loan HK$1.25M · min. income ≈ HK$12,072/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,319
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,488
−HK$172/mo
Today · 4.125%
HK$6,660
baseline
▲ 0.50% · 4.625%
HK$7,011
+HK$351/mo
Deposit HK$671K · loan HK$1.25M · min. income ≈ HK$13,320/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,117
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,307
−HK$193/mo
Today · 4.125%
HK$6,500
baseline
▲ 0.50% · 4.625%
HK$6,896
+HK$396/mo
Deposit HK$575K · loan HK$1.34M · min. income ≈ HK$13,000/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,805
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,987
−HK$185/mo
Today · 4.125%
HK$7,172
baseline
▲ 0.50% · 4.625%
HK$7,550
+HK$378/mo
Deposit HK$575K · loan HK$1.34M · min. income ≈ HK$14,344/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,554
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,757
−HK$207/mo
Today · 4.125%
HK$6,964
baseline
▲ 0.50% · 4.625%
HK$7,388
+HK$424/mo
Deposit HK$479K · loan HK$1.44M · min. income ≈ HK$13,928/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,291
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,486
−HK$199/mo
Today · 4.125%
HK$7,685
baseline
▲ 0.50% · 4.625%
HK$8,090
+HK$405/mo
Deposit HK$479K · loan HK$1.44M · min. income ≈ HK$15,370/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,990
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,208
−HK$221/mo
Today · 4.125%
HK$7,429
baseline
▲ 0.50% · 4.625%
HK$7,881
+HK$452/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$14,858/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,777
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,985
−HK$212/mo
Today · 4.125%
HK$8,197
baseline
▲ 0.50% · 4.625%
HK$8,629
+HK$432/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$16,394/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,427
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,658
−HK$235/mo
Today · 4.125%
HK$7,893
baseline
▲ 0.50% · 4.625%
HK$8,373
+HK$480/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$15,786/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,263
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,484
−HK$225/mo
Today · 4.125%
HK$8,709
baseline
▲ 0.50% · 4.625%
HK$9,168
+HK$459/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$17,418/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,864
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,109
−HK$248/mo
Today · 4.125%
HK$8,357
baseline
▲ 0.50% · 4.625%
HK$8,866
+HK$509/mo
Deposit HK$192K · loan HK$1.72M · min. income ≈ HK$16,714/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,749
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,983
−HK$239/mo
Today · 4.125%
HK$9,222
baseline
▲ 0.50% · 4.625%
HK$9,708
+HK$486/mo
Deposit HK$192K · loan HK$1.72M · min. income ≈ HK$18,444/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).