▼ 0.50% · 3.625%
HK$4,343
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,478
−HK$137/mo
Today · 4.125%
HK$4,615
baseline
▲ 0.50% · 4.625%
HK$4,896
+HK$281/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$9,230/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,832
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,961
−HK$132/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,361
+HK$268/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,777
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,926
−HK$151/mo
Today · 4.125%
HK$5,077
baseline
▲ 0.50% · 4.625%
HK$5,386
+HK$309/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$10,154/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,315
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,457
−HK$145/mo
Today · 4.125%
HK$5,602
baseline
▲ 0.50% · 4.625%
HK$5,897
+HK$295/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$11,204/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,212
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,374
−HK$165/mo
Today · 4.125%
HK$5,539
baseline
▲ 0.50% · 4.625%
HK$5,876
+HK$337/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$11,078/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,798
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,953
−HK$158/mo
Today · 4.125%
HK$6,111
baseline
▲ 0.50% · 4.625%
HK$6,433
+HK$322/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$12,222/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,646
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,822
−HK$178/mo
Today · 4.125%
HK$6,000
baseline
▲ 0.50% · 4.625%
HK$6,365
+HK$365/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$12,000/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,281
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,450
−HK$170/mo
Today · 4.125%
HK$6,620
baseline
▲ 0.50% · 4.625%
HK$6,969
+HK$349/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$13,240/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,080
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,269
−HK$193/mo
Today · 4.125%
HK$6,462
baseline
▲ 0.50% · 4.625%
HK$6,855
+HK$393/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$12,924/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,764
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,946
−HK$184/mo
Today · 4.125%
HK$7,130
baseline
▲ 0.50% · 4.625%
HK$7,506
+HK$376/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$14,260/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,515
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,717
−HK$206/mo
Today · 4.125%
HK$6,923
baseline
▲ 0.50% · 4.625%
HK$7,344
+HK$421/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$13,846/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,247
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,442
−HK$197/mo
Today · 4.125%
HK$7,639
baseline
▲ 0.50% · 4.625%
HK$8,042
+HK$403/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$15,278/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,949
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,165
−HK$220/mo
Today · 4.125%
HK$7,385
baseline
▲ 0.50% · 4.625%
HK$7,834
+HK$449/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$14,770/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,731
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,938
−HK$210/mo
Today · 4.125%
HK$8,148
baseline
▲ 0.50% · 4.625%
HK$8,578
+HK$430/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$16,296/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,383
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,613
−HK$233/mo
Today · 4.125%
HK$7,846
baseline
▲ 0.50% · 4.625%
HK$8,324
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,692/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,214
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,434
−HK$224/mo
Today · 4.125%
HK$8,658
baseline
▲ 0.50% · 4.625%
HK$9,114
+HK$456/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,316/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,818
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,061
−HK$247/mo
Today · 4.125%
HK$8,308
baseline
▲ 0.50% · 4.625%
HK$8,813
+HK$505/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,616/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,697
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,930
−HK$237/mo
Today · 4.125%
HK$9,167
baseline
▲ 0.50% · 4.625%
HK$9,650
+HK$483/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,334/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).