▼ 0.50% · 3.625%
HK$4,251
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,383
−HK$135/mo
Today · 4.125%
HK$4,518
baseline
▲ 0.50% · 4.625%
HK$4,793
+HK$275/mo
Deposit HK$932K · loan HK$932K · min. income ≈ HK$9,036/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,729
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,856
−HK$129/mo
Today · 4.125%
HK$4,985
baseline
▲ 0.50% · 4.625%
HK$5,248
+HK$263/mo
Deposit HK$932K · loan HK$932K · min. income ≈ HK$9,970/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,676
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,822
−HK$147/mo
Today · 4.125%
HK$4,969
baseline
▲ 0.50% · 4.625%
HK$5,272
+HK$303/mo
Deposit HK$839K · loan HK$1.03M · min. income ≈ HK$9,938/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,202
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,342
−HK$141/mo
Today · 4.125%
HK$5,483
baseline
▲ 0.50% · 4.625%
HK$5,772
+HK$289/mo
Deposit HK$839K · loan HK$1.03M · min. income ≈ HK$10,966/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,101
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,260
−HK$161/mo
Today · 4.125%
HK$5,421
baseline
▲ 0.50% · 4.625%
HK$5,751
+HK$330/mo
Deposit HK$746K · loan HK$1.12M · min. income ≈ HK$10,842/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,675
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,827
−HK$155/mo
Today · 4.125%
HK$5,982
baseline
▲ 0.50% · 4.625%
HK$6,297
+HK$315/mo
Deposit HK$746K · loan HK$1.12M · min. income ≈ HK$11,964/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,526
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,698
−HK$175/mo
Today · 4.125%
HK$5,873
baseline
▲ 0.50% · 4.625%
HK$6,230
+HK$357/mo
Deposit HK$653K · loan HK$1.21M · min. income ≈ HK$11,746/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,148
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,313
−HK$167/mo
Today · 4.125%
HK$6,480
baseline
▲ 0.50% · 4.625%
HK$6,822
+HK$342/mo
Deposit HK$653K · loan HK$1.21M · min. income ≈ HK$12,960/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,952
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,137
−HK$188/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,710
+HK$385/mo
Deposit HK$559K · loan HK$1.31M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,621
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,799
−HK$180/mo
Today · 4.125%
HK$6,979
baseline
▲ 0.50% · 4.625%
HK$7,347
+HK$368/mo
Deposit HK$559K · loan HK$1.31M · min. income ≈ HK$13,958/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,377
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,575
−HK$201/mo
Today · 4.125%
HK$6,776
baseline
▲ 0.50% · 4.625%
HK$7,189
+HK$413/mo
Deposit HK$466K · loan HK$1.40M · min. income ≈ HK$13,552/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,094
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,284
−HK$193/mo
Today · 4.125%
HK$7,477
baseline
▲ 0.50% · 4.625%
HK$7,871
+HK$394/mo
Deposit HK$466K · loan HK$1.40M · min. income ≈ HK$14,954/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,802
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,013
−HK$215/mo
Today · 4.125%
HK$7,228
baseline
▲ 0.50% · 4.625%
HK$7,668
+HK$440/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$14,456/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,567
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,770
−HK$206/mo
Today · 4.125%
HK$7,976
baseline
▲ 0.50% · 4.625%
HK$8,396
+HK$420/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$15,952/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,227
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,452
−HK$228/mo
Today · 4.125%
HK$7,680
baseline
▲ 0.50% · 4.625%
HK$8,147
+HK$467/mo
Deposit HK$280K · loan HK$1.58M · min. income ≈ HK$15,360/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,040
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,255
−HK$219/mo
Today · 4.125%
HK$8,474
baseline
▲ 0.50% · 4.625%
HK$8,921
+HK$447/mo
Deposit HK$280K · loan HK$1.58M · min. income ≈ HK$16,948/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,652
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,890
−HK$242/mo
Today · 4.125%
HK$8,132
baseline
▲ 0.50% · 4.625%
HK$8,627
+HK$495/mo
Deposit HK$186K · loan HK$1.68M · min. income ≈ HK$16,264/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,513
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,741
−HK$232/mo
Today · 4.125%
HK$8,973
baseline
▲ 0.50% · 4.625%
HK$9,446
+HK$473/mo
Deposit HK$186K · loan HK$1.68M · min. income ≈ HK$17,946/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).