▼ 0.50% · 3.625%
HK$3,995
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,120
−HK$126/mo
Today · 4.125%
HK$4,246
baseline
▲ 0.50% · 4.625%
HK$4,504
+HK$258/mo
Deposit HK$876K · loan HK$876K · min. income ≈ HK$8,492/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,445
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$121/mo
Today · 4.125%
HK$4,685
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$247/mo
Deposit HK$876K · loan HK$876K · min. income ≈ HK$9,370/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,395
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,532
−HK$138/mo
Today · 4.125%
HK$4,670
baseline
▲ 0.50% · 4.625%
HK$4,955
+HK$285/mo
Deposit HK$788K · loan HK$964K · min. income ≈ HK$9,340/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,889
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,020
−HK$133/mo
Today · 4.125%
HK$5,153
baseline
▲ 0.50% · 4.625%
HK$5,425
+HK$272/mo
Deposit HK$788K · loan HK$964K · min. income ≈ HK$10,306/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,794
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,943
−HK$152/mo
Today · 4.125%
HK$5,095
baseline
▲ 0.50% · 4.625%
HK$5,405
+HK$310/mo
Deposit HK$701K · loan HK$1.05M · min. income ≈ HK$10,190/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,334
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,477
−HK$145/mo
Today · 4.125%
HK$5,622
baseline
▲ 0.50% · 4.625%
HK$5,918
+HK$296/mo
Deposit HK$701K · loan HK$1.05M · min. income ≈ HK$11,244/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,194
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,355
−HK$165/mo
Today · 4.125%
HK$5,520
baseline
▲ 0.50% · 4.625%
HK$5,855
+HK$335/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$11,040/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,778
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,933
−HK$157/mo
Today · 4.125%
HK$6,090
baseline
▲ 0.50% · 4.625%
HK$6,411
+HK$321/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$12,180/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,767
−HK$177/mo
Today · 4.125%
HK$5,944
baseline
▲ 0.50% · 4.625%
HK$6,306
+HK$362/mo
Deposit HK$526K · loan HK$1.23M · min. income ≈ HK$11,888/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,223
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,389
−HK$170/mo
Today · 4.125%
HK$6,559
baseline
▲ 0.50% · 4.625%
HK$6,905
+HK$346/mo
Deposit HK$526K · loan HK$1.23M · min. income ≈ HK$13,118/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,993
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,179
−HK$190/mo
Today · 4.125%
HK$6,369
baseline
▲ 0.50% · 4.625%
HK$6,756
+HK$387/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$12,738/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,667
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,846
−HK$181/mo
Today · 4.125%
HK$7,027
baseline
▲ 0.50% · 4.625%
HK$7,398
+HK$371/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$14,054/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,392
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,591
−HK$202/mo
Today · 4.125%
HK$6,793
baseline
▲ 0.50% · 4.625%
HK$7,207
+HK$414/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$13,586/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,112
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,302
−HK$194/mo
Today · 4.125%
HK$7,496
baseline
▲ 0.50% · 4.625%
HK$7,891
+HK$395/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$14,992/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,792
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,003
−HK$215/mo
Today · 4.125%
HK$7,218
baseline
▲ 0.50% · 4.625%
HK$7,657
+HK$439/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,436/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,556
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,759
−HK$205/mo
Today · 4.125%
HK$7,964
baseline
▲ 0.50% · 4.625%
HK$8,384
+HK$420/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,928/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,192
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,415
−HK$227/mo
Today · 4.125%
HK$7,642
baseline
▲ 0.50% · 4.625%
HK$8,108
+HK$466/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$15,284/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,000
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,215
−HK$218/mo
Today · 4.125%
HK$8,433
baseline
▲ 0.50% · 4.625%
HK$8,877
+HK$444/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$16,866/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).