▼ 0.50% · 3.625%
HK$20,712
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,356
−HK$655/mo
Today · 4.125%
HK$22,011
baseline
▲ 0.50% · 4.625%
HK$23,350
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,022/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,042
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,660
−HK$627/mo
Today · 4.125%
HK$24,287
baseline
▲ 0.50% · 4.625%
HK$25,567
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,574/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,783
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,492
−HK$720/mo
Today · 4.125%
HK$24,212
baseline
▲ 0.50% · 4.625%
HK$25,685
+HK$1,473/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,424/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,346
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,026
−HK$690/mo
Today · 4.125%
HK$26,716
baseline
▲ 0.50% · 4.625%
HK$28,124
+HK$1,408/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,432/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,855
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,628
−HK$785/mo
Today · 4.125%
HK$26,413
baseline
▲ 0.50% · 4.625%
HK$28,020
+HK$1,607/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,826/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,651
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,392
−HK$752/mo
Today · 4.125%
HK$29,144
baseline
▲ 0.50% · 4.625%
HK$30,681
+HK$1,537/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,288/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,926
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,763
−HK$851/mo
Today · 4.125%
HK$28,614
baseline
▲ 0.50% · 4.625%
HK$30,355
+HK$1,741/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,228/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,955
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,758
−HK$815/mo
Today · 4.125%
HK$31,573
baseline
▲ 0.50% · 4.625%
HK$33,237
+HK$1,664/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,146/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,997
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,899
−HK$916/mo
Today · 4.125%
HK$30,815
baseline
▲ 0.50% · 4.625%
HK$32,691
+HK$1,876/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$61,630/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,259
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,124
−HK$878/mo
Today · 4.125%
HK$34,002
baseline
▲ 0.50% · 4.625%
HK$35,794
+HK$1,792/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$68,004/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,068
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,035
−HK$982/mo
Today · 4.125%
HK$33,017
baseline
▲ 0.50% · 4.625%
HK$35,026
+HK$2,009/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,034/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,563
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,490
−HK$941/mo
Today · 4.125%
HK$36,431
baseline
▲ 0.50% · 4.625%
HK$38,351
+HK$1,920/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,862/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,140
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,170
−HK$1,048/mo
Today · 4.125%
HK$35,218
baseline
▲ 0.50% · 4.625%
HK$37,361
+HK$2,143/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,436/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,867
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,856
−HK$1,003/mo
Today · 4.125%
HK$38,859
baseline
▲ 0.50% · 4.625%
HK$40,908
+HK$2,049/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,718/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,211
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,306
−HK$1,113/mo
Today · 4.125%
HK$37,419
baseline
▲ 0.50% · 4.625%
HK$39,696
+HK$2,277/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,838/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,172
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,222
−HK$1,066/mo
Today · 4.125%
HK$41,288
baseline
▲ 0.50% · 4.625%
HK$43,464
+HK$2,176/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,576/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,282
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,442
−HK$1,178/mo
Today · 4.125%
HK$39,620
baseline
▲ 0.50% · 4.625%
HK$42,031
+HK$2,411/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,240/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,476
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,588
−HK$1,129/mo
Today · 4.125%
HK$43,717
baseline
▲ 0.50% · 4.625%
HK$46,021
+HK$2,304/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,434/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,328 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).