▼ 0.50% · 3.625%
HK$21,633
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,305
−HK$684/mo
Today · 4.125%
HK$22,989
baseline
▲ 0.50% · 4.625%
HK$24,388
+HK$1,399/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,978/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,066
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,711
−HK$655/mo
Today · 4.125%
HK$25,366
baseline
▲ 0.50% · 4.625%
HK$26,703
+HK$1,337/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,732/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,796
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,536
−HK$752/mo
Today · 4.125%
HK$25,288
baseline
▲ 0.50% · 4.625%
HK$26,827
+HK$1,539/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,576/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,473
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,183
−HK$720/mo
Today · 4.125%
HK$27,903
baseline
▲ 0.50% · 4.625%
HK$29,374
+HK$1,471/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,806/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,959
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,767
−HK$820/mo
Today · 4.125%
HK$27,587
baseline
▲ 0.50% · 4.625%
HK$29,266
+HK$1,679/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,174/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,879
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,654
−HK$785/mo
Today · 4.125%
HK$30,439
baseline
▲ 0.50% · 4.625%
HK$32,044
+HK$1,605/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,878/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,122
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$28,997
−HK$889/mo
Today · 4.125%
HK$29,886
baseline
▲ 0.50% · 4.625%
HK$31,704
+HK$1,818/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,772/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,286
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,125
−HK$851/mo
Today · 4.125%
HK$32,976
baseline
▲ 0.50% · 4.625%
HK$34,714
+HK$1,738/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$65,952/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,286
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,228
−HK$957/mo
Today · 4.125%
HK$32,185
baseline
▲ 0.50% · 4.625%
HK$34,143
+HK$1,958/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$64,370/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,692
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,596
−HK$917/mo
Today · 4.125%
HK$35,513
baseline
▲ 0.50% · 4.625%
HK$37,385
+HK$1,872/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$71,026/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,449
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,458
−HK$1,026/mo
Today · 4.125%
HK$34,484
baseline
▲ 0.50% · 4.625%
HK$36,582
+HK$2,098/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$68,968/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,099
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,067
−HK$982/mo
Today · 4.125%
HK$38,049
baseline
▲ 0.50% · 4.625%
HK$40,055
+HK$2,006/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,098/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,612
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,689
−HK$1,094/mo
Today · 4.125%
HK$36,783
baseline
▲ 0.50% · 4.625%
HK$39,021
+HK$2,238/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$73,566/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,506
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,538
−HK$1,048/mo
Today · 4.125%
HK$40,586
baseline
▲ 0.50% · 4.625%
HK$42,725
+HK$2,139/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$81,172/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,775
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,919
−HK$1,163/mo
Today · 4.125%
HK$39,082
baseline
▲ 0.50% · 4.625%
HK$41,460
+HK$2,378/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,164/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,912
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,010
−HK$1,113/mo
Today · 4.125%
HK$43,123
baseline
▲ 0.50% · 4.625%
HK$45,396
+HK$2,273/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,246/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,939
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,150
−HK$1,230/mo
Today · 4.125%
HK$41,380
baseline
▲ 0.50% · 4.625%
HK$43,898
+HK$2,518/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$82,760/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,319
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,481
−HK$1,178/mo
Today · 4.125%
HK$45,659
baseline
▲ 0.50% · 4.625%
HK$48,066
+HK$2,407/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$91,318/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,691 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).