▼ 0.50% · 3.625%
HK$21,837
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,516
−HK$690/mo
Today · 4.125%
HK$23,206
baseline
▲ 0.50% · 4.625%
HK$24,618
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,412/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,293
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,945
−HK$661/mo
Today · 4.125%
HK$25,606
baseline
▲ 0.50% · 4.625%
HK$26,956
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,212/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,021
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,768
−HK$759/mo
Today · 4.125%
HK$25,527
baseline
▲ 0.50% · 4.625%
HK$27,080
+HK$1,553/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,054/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,723
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,439
−HK$727/mo
Today · 4.125%
HK$28,166
baseline
▲ 0.50% · 4.625%
HK$29,651
+HK$1,485/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,332/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,204
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,019
−HK$829/mo
Today · 4.125%
HK$27,848
baseline
▲ 0.50% · 4.625%
HK$29,542
+HK$1,694/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,696/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,152
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,934
−HK$793/mo
Today · 4.125%
HK$30,727
baseline
▲ 0.50% · 4.625%
HK$32,347
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,454/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,388
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,271
−HK$897/mo
Today · 4.125%
HK$30,168
baseline
▲ 0.50% · 4.625%
HK$32,004
+HK$1,836/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,336/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,581
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,428
−HK$860/mo
Today · 4.125%
HK$33,288
baseline
▲ 0.50% · 4.625%
HK$35,042
+HK$1,754/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,576/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,572
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,523
−HK$966/mo
Today · 4.125%
HK$32,489
baseline
▲ 0.50% · 4.625%
HK$34,466
+HK$1,977/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,978/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,011
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,923
−HK$925/mo
Today · 4.125%
HK$35,848
baseline
▲ 0.50% · 4.625%
HK$37,738
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,696/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,755
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,774
−HK$1,035/mo
Today · 4.125%
HK$34,809
baseline
▲ 0.50% · 4.625%
HK$36,927
+HK$2,118/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,618/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,440
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,417
−HK$992/mo
Today · 4.125%
HK$38,409
baseline
▲ 0.50% · 4.625%
HK$40,433
+HK$2,024/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,818/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,939
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,026
−HK$1,104/mo
Today · 4.125%
HK$37,130
baseline
▲ 0.50% · 4.625%
HK$39,389
+HK$2,259/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,260/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,869
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,912
−HK$1,057/mo
Today · 4.125%
HK$40,969
baseline
▲ 0.50% · 4.625%
HK$43,129
+HK$2,160/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,938/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,123
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,277
−HK$1,174/mo
Today · 4.125%
HK$39,451
baseline
▲ 0.50% · 4.625%
HK$41,851
+HK$2,400/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,902/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,299
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,406
−HK$1,124/mo
Today · 4.125%
HK$43,530
baseline
▲ 0.50% · 4.625%
HK$45,824
+HK$2,294/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,060/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,306
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,529
−HK$1,242/mo
Today · 4.125%
HK$41,771
baseline
▲ 0.50% · 4.625%
HK$44,313
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,542/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,728
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,901
−HK$1,189/mo
Today · 4.125%
HK$46,090
baseline
▲ 0.50% · 4.625%
HK$48,520
+HK$2,430/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,180/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,651 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).