▼ 0.50% · 3.625%
HK$21,841
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,521
−HK$690/mo
Today · 4.125%
HK$23,211
baseline
▲ 0.50% · 4.625%
HK$24,623
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,422/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,298
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,950
−HK$661/mo
Today · 4.125%
HK$25,611
baseline
▲ 0.50% · 4.625%
HK$26,961
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,222/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,026
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,773
−HK$759/mo
Today · 4.125%
HK$25,532
baseline
▲ 0.50% · 4.625%
HK$27,086
+HK$1,554/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,064/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,728
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,445
−HK$727/mo
Today · 4.125%
HK$28,172
baseline
▲ 0.50% · 4.625%
HK$29,657
+HK$1,485/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,344/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,210
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,025
−HK$828/mo
Today · 4.125%
HK$27,853
baseline
▲ 0.50% · 4.625%
HK$29,548
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,706/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,158
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,940
−HK$793/mo
Today · 4.125%
HK$30,733
baseline
▲ 0.50% · 4.625%
HK$32,353
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,466/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,394
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,277
−HK$897/mo
Today · 4.125%
HK$30,174
baseline
▲ 0.50% · 4.625%
HK$32,010
+HK$1,836/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,348/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,588
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,435
−HK$859/mo
Today · 4.125%
HK$33,294
baseline
▲ 0.50% · 4.625%
HK$35,049
+HK$1,755/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,588/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,578
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,529
−HK$966/mo
Today · 4.125%
HK$32,495
baseline
▲ 0.50% · 4.625%
HK$34,473
+HK$1,978/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,990/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,018
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,930
−HK$926/mo
Today · 4.125%
HK$35,856
baseline
▲ 0.50% · 4.625%
HK$37,746
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,712/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,762
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,781
−HK$1,036/mo
Today · 4.125%
HK$34,817
baseline
▲ 0.50% · 4.625%
HK$36,935
+HK$2,118/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,634/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,448
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,425
−HK$992/mo
Today · 4.125%
HK$38,417
baseline
▲ 0.50% · 4.625%
HK$40,442
+HK$2,025/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,834/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,946
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,033
−HK$1,105/mo
Today · 4.125%
HK$37,138
baseline
▲ 0.50% · 4.625%
HK$39,397
+HK$2,259/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,276/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,877
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,920
−HK$1,058/mo
Today · 4.125%
HK$40,978
baseline
▲ 0.50% · 4.625%
HK$43,138
+HK$2,160/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,956/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,130
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,285
−HK$1,174/mo
Today · 4.125%
HK$39,459
baseline
▲ 0.50% · 4.625%
HK$41,860
+HK$2,401/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,918/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,307
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,415
−HK$1,124/mo
Today · 4.125%
HK$43,539
baseline
▲ 0.50% · 4.625%
HK$45,834
+HK$2,295/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,078/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,315
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,537
−HK$1,243/mo
Today · 4.125%
HK$41,780
baseline
▲ 0.50% · 4.625%
HK$44,322
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,560/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,737
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,910
−HK$1,190/mo
Today · 4.125%
HK$46,100
baseline
▲ 0.50% · 4.625%
HK$48,530
+HK$2,430/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,200/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,849 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).