▼ 0.50% · 3.625%
HK$21,890
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,571
−HK$692/mo
Today · 4.125%
HK$23,263
baseline
▲ 0.50% · 4.625%
HK$24,678
+HK$1,415/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,526/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,353
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,006
−HK$662/mo
Today · 4.125%
HK$25,668
baseline
▲ 0.50% · 4.625%
HK$27,021
+HK$1,353/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,336/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,079
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,828
−HK$761/mo
Today · 4.125%
HK$25,589
baseline
▲ 0.50% · 4.625%
HK$27,146
+HK$1,557/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,178/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,788
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,506
−HK$729/mo
Today · 4.125%
HK$28,235
baseline
▲ 0.50% · 4.625%
HK$29,723
+HK$1,488/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,470/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,268
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,085
−HK$830/mo
Today · 4.125%
HK$27,915
baseline
▲ 0.50% · 4.625%
HK$29,614
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,830/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,223
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,007
−HK$795/mo
Today · 4.125%
HK$30,802
baseline
▲ 0.50% · 4.625%
HK$32,425
+HK$1,623/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,604/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,457
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,342
−HK$900/mo
Today · 4.125%
HK$30,242
baseline
▲ 0.50% · 4.625%
HK$32,082
+HK$1,840/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,484/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,658
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,507
−HK$862/mo
Today · 4.125%
HK$33,369
baseline
▲ 0.50% · 4.625%
HK$35,128
+HK$1,759/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,738/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,646
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,599
−HK$969/mo
Today · 4.125%
HK$32,568
baseline
▲ 0.50% · 4.625%
HK$34,550
+HK$1,982/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,136/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,094
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,008
−HK$928/mo
Today · 4.125%
HK$35,936
baseline
▲ 0.50% · 4.625%
HK$37,830
+HK$1,894/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,872/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,835
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,857
−HK$1,037/mo
Today · 4.125%
HK$34,894
baseline
▲ 0.50% · 4.625%
HK$37,017
+HK$2,123/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,788/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,529
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,508
−HK$994/mo
Today · 4.125%
HK$38,502
baseline
▲ 0.50% · 4.625%
HK$40,532
+HK$2,030/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$77,004/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,024
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,114
−HK$1,106/mo
Today · 4.125%
HK$37,220
baseline
▲ 0.50% · 4.625%
HK$39,485
+HK$2,265/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,440/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,964
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,009
−HK$1,060/mo
Today · 4.125%
HK$41,069
baseline
▲ 0.50% · 4.625%
HK$43,234
+HK$2,165/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,138/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,213
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,371
−HK$1,176/mo
Today · 4.125%
HK$39,547
baseline
▲ 0.50% · 4.625%
HK$41,953
+HK$2,406/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,094/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,399
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,510
−HK$1,126/mo
Today · 4.125%
HK$43,636
baseline
▲ 0.50% · 4.625%
HK$45,936
+HK$2,300/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,272/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,402
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,628
−HK$1,245/mo
Today · 4.125%
HK$41,873
baseline
▲ 0.50% · 4.625%
HK$44,421
+HK$2,548/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,746/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,835
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,010
−HK$1,193/mo
Today · 4.125%
HK$46,203
baseline
▲ 0.50% · 4.625%
HK$48,638
+HK$2,435/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,406/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,985 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).