▼ 0.50% · 3.625%
HK$22,040
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,725
−HK$697/mo
Today · 4.125%
HK$23,422
baseline
▲ 0.50% · 4.625%
HK$24,847
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,844/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,519
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,176
−HK$668/mo
Today · 4.125%
HK$25,844
baseline
▲ 0.50% · 4.625%
HK$27,206
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,688/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,244
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,998
−HK$766/mo
Today · 4.125%
HK$25,764
baseline
▲ 0.50% · 4.625%
HK$27,332
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,528/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,971
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,694
−HK$734/mo
Today · 4.125%
HK$28,428
baseline
▲ 0.50% · 4.625%
HK$29,926
+HK$1,498/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,856/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,448
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,270
−HK$836/mo
Today · 4.125%
HK$28,106
baseline
▲ 0.50% · 4.625%
HK$29,816
+HK$1,710/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,212/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,423
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,212
−HK$800/mo
Today · 4.125%
HK$31,012
baseline
▲ 0.50% · 4.625%
HK$32,647
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,024/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,652
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,543
−HK$905/mo
Today · 4.125%
HK$30,448
baseline
▲ 0.50% · 4.625%
HK$32,301
+HK$1,853/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,896/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,875
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,729
−HK$868/mo
Today · 4.125%
HK$33,597
baseline
▲ 0.50% · 4.625%
HK$35,368
+HK$1,771/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,194/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,855
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,815
−HK$975/mo
Today · 4.125%
HK$32,790
baseline
▲ 0.50% · 4.625%
HK$34,786
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,580/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,326
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,247
−HK$934/mo
Today · 4.125%
HK$36,181
baseline
▲ 0.50% · 4.625%
HK$38,088
+HK$1,907/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,362/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,059
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,088
−HK$1,045/mo
Today · 4.125%
HK$35,133
baseline
▲ 0.50% · 4.625%
HK$37,270
+HK$2,137/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,266/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,778
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,765
−HK$1,000/mo
Today · 4.125%
HK$38,765
baseline
▲ 0.50% · 4.625%
HK$40,809
+HK$2,044/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,530/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,263
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,360
−HK$1,115/mo
Today · 4.125%
HK$37,475
baseline
▲ 0.50% · 4.625%
HK$39,755
+HK$2,280/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,950/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,230
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,282
−HK$1,068/mo
Today · 4.125%
HK$41,350
baseline
▲ 0.50% · 4.625%
HK$43,529
+HK$2,179/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,700/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,467
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,633
−HK$1,184/mo
Today · 4.125%
HK$39,817
baseline
▲ 0.50% · 4.625%
HK$42,240
+HK$2,423/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,634/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,682
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,800
−HK$1,134/mo
Today · 4.125%
HK$43,934
baseline
▲ 0.50% · 4.625%
HK$46,250
+HK$2,316/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,868/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,671
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,905
−HK$1,254/mo
Today · 4.125%
HK$42,159
baseline
▲ 0.50% · 4.625%
HK$44,724
+HK$2,565/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,318/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,134
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,318
−HK$1,200/mo
Today · 4.125%
HK$46,518
baseline
▲ 0.50% · 4.625%
HK$48,970
+HK$2,452/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,036/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,542 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).