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At today's rate and a 90% mortgage, the deposit on this unit is about HK$628K, with repayments around HK$27,411/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$628K · loan HK$5.66M · min. income ≈ HK$54,822/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$163,436 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 60 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- H
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 438 ft²
- Efficiency
- 72%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-20 | HK$7.16M | +23.4% 4.0y · 6.0%/yr |
| 2017-12-29 | HK$5.80M | +0.0% 2.3y · 0.0%/yr |
| 2015-08-26 | HK$5.80M | +38.8% |
| 2012-02-21 | HK$4.18M | +80.2% |
| 2007-02-08 | HK$2.32M | +7.9% |
| 2004-10-12 | HK$2.15M | +15.0% |
| 2004-08-28 | HK$1.87M | — |