▼ 0.50% · 3.625%
HK$21,243
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,903
−HK$672/mo
Today · 4.125%
HK$22,575
baseline
▲ 0.50% · 4.625%
HK$23,948
+HK$1,373/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,150/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,632
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,266
−HK$643/mo
Today · 4.125%
HK$24,909
baseline
▲ 0.50% · 4.625%
HK$26,222
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,818/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,367
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,094
−HK$738/mo
Today · 4.125%
HK$24,832
baseline
▲ 0.50% · 4.625%
HK$26,343
+HK$1,511/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,664/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,995
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,692
−HK$708/mo
Today · 4.125%
HK$27,400
baseline
▲ 0.50% · 4.625%
HK$28,844
+HK$1,444/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,800/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,491
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,284
−HK$806/mo
Today · 4.125%
HK$27,090
baseline
▲ 0.50% · 4.625%
HK$28,738
+HK$1,648/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,180/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,359
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,119
−HK$772/mo
Today · 4.125%
HK$29,891
baseline
▲ 0.50% · 4.625%
HK$31,466
+HK$1,575/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,782/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,615
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,474
−HK$873/mo
Today · 4.125%
HK$29,347
baseline
▲ 0.50% · 4.625%
HK$31,133
+HK$1,786/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,694/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,722
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,546
−HK$836/mo
Today · 4.125%
HK$32,382
baseline
▲ 0.50% · 4.625%
HK$34,088
+HK$1,706/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,764/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,740
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,665
−HK$939/mo
Today · 4.125%
HK$31,604
baseline
▲ 0.50% · 4.625%
HK$33,528
+HK$1,924/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,208/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,085
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,972
−HK$900/mo
Today · 4.125%
HK$34,872
baseline
▲ 0.50% · 4.625%
HK$36,711
+HK$1,839/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,744/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,864
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,855
−HK$1,007/mo
Today · 4.125%
HK$33,862
baseline
▲ 0.50% · 4.625%
HK$35,922
+HK$2,060/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,724/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,448
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,399
−HK$964/mo
Today · 4.125%
HK$37,363
baseline
▲ 0.50% · 4.625%
HK$39,333
+HK$1,970/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,726/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,988
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,045
−HK$1,074/mo
Today · 4.125%
HK$36,119
baseline
▲ 0.50% · 4.625%
HK$38,317
+HK$2,198/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$72,238/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,811
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,825
−HK$1,029/mo
Today · 4.125%
HK$39,854
baseline
▲ 0.50% · 4.625%
HK$41,955
+HK$2,101/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$79,708/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,112
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,236
−HK$1,141/mo
Today · 4.125%
HK$38,377
baseline
▲ 0.50% · 4.625%
HK$40,712
+HK$2,335/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,754/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,175
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,252
−HK$1,093/mo
Today · 4.125%
HK$42,345
baseline
▲ 0.50% · 4.625%
HK$44,577
+HK$2,232/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,690/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,237
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,426
−HK$1,208/mo
Today · 4.125%
HK$40,634
baseline
▲ 0.50% · 4.625%
HK$43,107
+HK$2,473/mo
Deposit HK$932K · loan HK$8.38M · min. income ≈ HK$81,268/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,538
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,679
−HK$1,157/mo
Today · 4.125%
HK$44,836
baseline
▲ 0.50% · 4.625%
HK$47,199
+HK$2,363/mo
Deposit HK$932K · loan HK$8.38M · min. income ≈ HK$89,672/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,586 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).