▼ 0.50% · 3.625%
HK$21,898
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,579
−HK$692/mo
Today · 4.125%
HK$23,271
baseline
▲ 0.50% · 4.625%
HK$24,687
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,542/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,361
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,015
−HK$662/mo
Today · 4.125%
HK$25,677
baseline
▲ 0.50% · 4.625%
HK$27,031
+HK$1,354/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,354/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,088
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,837
−HK$761/mo
Today · 4.125%
HK$25,598
baseline
▲ 0.50% · 4.625%
HK$27,156
+HK$1,558/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,196/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,797
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,516
−HK$729/mo
Today · 4.125%
HK$28,245
baseline
▲ 0.50% · 4.625%
HK$29,734
+HK$1,489/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,490/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,277
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,095
−HK$830/mo
Today · 4.125%
HK$27,925
baseline
▲ 0.50% · 4.625%
HK$29,625
+HK$1,700/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,850/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,233
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,017
−HK$796/mo
Today · 4.125%
HK$30,813
baseline
▲ 0.50% · 4.625%
HK$32,437
+HK$1,624/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,626/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,467
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,353
−HK$899/mo
Today · 4.125%
HK$30,252
baseline
▲ 0.50% · 4.625%
HK$32,093
+HK$1,841/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,504/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,670
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,519
−HK$862/mo
Today · 4.125%
HK$33,381
baseline
▲ 0.50% · 4.625%
HK$35,140
+HK$1,759/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,762/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,657
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,611
−HK$969/mo
Today · 4.125%
HK$32,580
baseline
▲ 0.50% · 4.625%
HK$34,562
+HK$1,982/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,160/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,106
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,020
−HK$928/mo
Today · 4.125%
HK$35,948
baseline
▲ 0.50% · 4.625%
HK$37,843
+HK$1,895/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,896/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,847
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,869
−HK$1,038/mo
Today · 4.125%
HK$34,907
baseline
▲ 0.50% · 4.625%
HK$37,031
+HK$2,124/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,814/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,542
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,522
−HK$994/mo
Today · 4.125%
HK$38,516
baseline
▲ 0.50% · 4.625%
HK$40,546
+HK$2,030/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$77,032/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,037
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,126
−HK$1,108/mo
Today · 4.125%
HK$37,234
baseline
▲ 0.50% · 4.625%
HK$39,499
+HK$2,265/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,468/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,978
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,023
−HK$1,061/mo
Today · 4.125%
HK$41,084
baseline
▲ 0.50% · 4.625%
HK$43,249
+HK$2,165/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,168/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,226
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,384
−HK$1,177/mo
Today · 4.125%
HK$39,561
baseline
▲ 0.50% · 4.625%
HK$41,968
+HK$2,407/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,122/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,414
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,525
−HK$1,127/mo
Today · 4.125%
HK$43,652
baseline
▲ 0.50% · 4.625%
HK$45,952
+HK$2,300/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,304/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,416
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,642
−HK$1,246/mo
Today · 4.125%
HK$41,888
baseline
▲ 0.50% · 4.625%
HK$44,437
+HK$2,549/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,776/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,850
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,026
−HK$1,193/mo
Today · 4.125%
HK$46,219
baseline
▲ 0.50% · 4.625%
HK$48,656
+HK$2,437/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,438/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,327 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).