▼ 0.50% · 3.625%
HK$21,754
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,431
−HK$687/mo
Today · 4.125%
HK$23,118
baseline
▲ 0.50% · 4.625%
HK$24,525
+HK$1,407/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,236/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,201
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,851
−HK$658/mo
Today · 4.125%
HK$25,509
baseline
▲ 0.50% · 4.625%
HK$26,854
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,018/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,930
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,674
−HK$756/mo
Today · 4.125%
HK$25,430
baseline
▲ 0.50% · 4.625%
HK$26,978
+HK$1,548/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,860/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,622
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,336
−HK$724/mo
Today · 4.125%
HK$28,060
baseline
▲ 0.50% · 4.625%
HK$29,539
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,120/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,105
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,917
−HK$825/mo
Today · 4.125%
HK$27,742
baseline
▲ 0.50% · 4.625%
HK$29,430
+HK$1,688/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$55,484/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,042
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,821
−HK$790/mo
Today · 4.125%
HK$30,611
baseline
▲ 0.50% · 4.625%
HK$32,224
+HK$1,613/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$61,222/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,281
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,160
−HK$894/mo
Today · 4.125%
HK$30,054
baseline
▲ 0.50% · 4.625%
HK$31,883
+HK$1,829/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,108/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,462
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,306
−HK$856/mo
Today · 4.125%
HK$33,162
baseline
▲ 0.50% · 4.625%
HK$34,910
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,324/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,456
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,403
−HK$963/mo
Today · 4.125%
HK$32,366
baseline
▲ 0.50% · 4.625%
HK$34,335
+HK$1,969/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,732/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,882
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,791
−HK$922/mo
Today · 4.125%
HK$35,713
baseline
▲ 0.50% · 4.625%
HK$37,595
+HK$1,882/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,426/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,631
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,646
−HK$1,032/mo
Today · 4.125%
HK$34,678
baseline
▲ 0.50% · 4.625%
HK$36,788
+HK$2,110/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,356/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,302
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,276
−HK$987/mo
Today · 4.125%
HK$38,263
baseline
▲ 0.50% · 4.625%
HK$40,280
+HK$2,017/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,526/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,807
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,890
−HK$1,100/mo
Today · 4.125%
HK$36,990
baseline
▲ 0.50% · 4.625%
HK$39,240
+HK$2,250/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,980/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,722
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,761
−HK$1,053/mo
Today · 4.125%
HK$40,814
baseline
▲ 0.50% · 4.625%
HK$42,966
+HK$2,152/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,628/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,982
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,133
−HK$1,168/mo
Today · 4.125%
HK$39,301
baseline
▲ 0.50% · 4.625%
HK$41,693
+HK$2,392/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,602/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,142
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,246
−HK$1,119/mo
Today · 4.125%
HK$43,365
baseline
▲ 0.50% · 4.625%
HK$45,651
+HK$2,286/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,730/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,158
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,376
−HK$1,237/mo
Today · 4.125%
HK$41,613
baseline
▲ 0.50% · 4.625%
HK$44,145
+HK$2,532/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,226/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,563
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,731
−HK$1,185/mo
Today · 4.125%
HK$45,916
baseline
▲ 0.50% · 4.625%
HK$48,336
+HK$2,420/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$91,832/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,029 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).