▼ 0.50% · 3.625%
HK$20,472
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,109
−HK$647/mo
Today · 4.125%
HK$21,756
baseline
▲ 0.50% · 4.625%
HK$23,079
+HK$1,323/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,512/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,775
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,386
−HK$619/mo
Today · 4.125%
HK$24,005
baseline
▲ 0.50% · 4.625%
HK$25,271
+HK$1,266/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,010/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,519
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,220
−HK$711/mo
Today · 4.125%
HK$23,931
baseline
▲ 0.50% · 4.625%
HK$25,387
+HK$1,456/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,862/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,052
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,724
−HK$682/mo
Today · 4.125%
HK$26,406
baseline
▲ 0.50% · 4.625%
HK$27,798
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,812/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,566
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,330
−HK$777/mo
Today · 4.125%
HK$26,107
baseline
▲ 0.50% · 4.625%
HK$27,695
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,214/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,330
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,063
−HK$743/mo
Today · 4.125%
HK$28,806
baseline
▲ 0.50% · 4.625%
HK$30,325
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,612/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,613
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,441
−HK$841/mo
Today · 4.125%
HK$28,282
baseline
▲ 0.50% · 4.625%
HK$30,003
+HK$1,721/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,564/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,607
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,401
−HK$806/mo
Today · 4.125%
HK$31,207
baseline
▲ 0.50% · 4.625%
HK$32,852
+HK$1,645/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,414/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,661
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,552
−HK$906/mo
Today · 4.125%
HK$30,458
baseline
▲ 0.50% · 4.625%
HK$32,311
+HK$1,853/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,916/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,885
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,740
−HK$867/mo
Today · 4.125%
HK$33,607
baseline
▲ 0.50% · 4.625%
HK$35,379
+HK$1,772/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,214/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,708
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,663
−HK$970/mo
Today · 4.125%
HK$32,633
baseline
▲ 0.50% · 4.625%
HK$34,619
+HK$1,986/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,266/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,162
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,078
−HK$930/mo
Today · 4.125%
HK$36,008
baseline
▲ 0.50% · 4.625%
HK$37,906
+HK$1,898/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$72,016/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,755
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,774
−HK$1,035/mo
Today · 4.125%
HK$34,809
baseline
▲ 0.50% · 4.625%
HK$36,927
+HK$2,118/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,618/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,440
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,417
−HK$991/mo
Today · 4.125%
HK$38,408
baseline
▲ 0.50% · 4.625%
HK$40,433
+HK$2,025/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,816/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,802
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,885
−HK$1,100/mo
Today · 4.125%
HK$36,985
baseline
▲ 0.50% · 4.625%
HK$39,235
+HK$2,250/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,970/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,717
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,755
−HK$1,054/mo
Today · 4.125%
HK$40,809
baseline
▲ 0.50% · 4.625%
HK$42,960
+HK$2,151/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,618/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,849
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,996
−HK$1,164/mo
Today · 4.125%
HK$39,160
baseline
▲ 0.50% · 4.625%
HK$41,543
+HK$2,383/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,320/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,995
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,094
−HK$1,115/mo
Today · 4.125%
HK$43,209
baseline
▲ 0.50% · 4.625%
HK$45,487
+HK$2,278/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,418/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,337 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).