▼ 0.50% · 3.625%
HK$20,785
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,432
−HK$657/mo
Today · 4.125%
HK$22,089
baseline
▲ 0.50% · 4.625%
HK$23,433
+HK$1,344/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,178/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,123
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,744
−HK$629/mo
Today · 4.125%
HK$24,373
baseline
▲ 0.50% · 4.625%
HK$25,657
+HK$1,284/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,746/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,864
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,575
−HK$723/mo
Today · 4.125%
HK$24,298
baseline
▲ 0.50% · 4.625%
HK$25,776
+HK$1,478/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,596/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,436
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,118
−HK$692/mo
Today · 4.125%
HK$26,810
baseline
▲ 0.50% · 4.625%
HK$28,223
+HK$1,413/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,620/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,942
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,718
−HK$788/mo
Today · 4.125%
HK$26,506
baseline
▲ 0.50% · 4.625%
HK$28,119
+HK$1,613/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,012/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,748
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,492
−HK$755/mo
Today · 4.125%
HK$29,247
baseline
▲ 0.50% · 4.625%
HK$30,789
+HK$1,542/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,494/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,021
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,861
−HK$854/mo
Today · 4.125%
HK$28,715
baseline
▲ 0.50% · 4.625%
HK$30,463
+HK$1,748/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,430/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,060
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,867
−HK$818/mo
Today · 4.125%
HK$31,685
baseline
▲ 0.50% · 4.625%
HK$33,355
+HK$1,670/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,370/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,099
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,005
−HK$919/mo
Today · 4.125%
HK$30,924
baseline
▲ 0.50% · 4.625%
HK$32,806
+HK$1,882/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,848/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,373
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,241
−HK$881/mo
Today · 4.125%
HK$34,122
baseline
▲ 0.50% · 4.625%
HK$35,920
+HK$1,798/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,244/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,178
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,148
−HK$985/mo
Today · 4.125%
HK$33,133
baseline
▲ 0.50% · 4.625%
HK$35,149
+HK$2,016/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,266/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,685
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,615
−HK$944/mo
Today · 4.125%
HK$36,559
baseline
▲ 0.50% · 4.625%
HK$38,486
+HK$1,927/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,118/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,256
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,291
−HK$1,051/mo
Today · 4.125%
HK$35,342
baseline
▲ 0.50% · 4.625%
HK$37,492
+HK$2,150/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,684/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,997
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,990
−HK$1,006/mo
Today · 4.125%
HK$38,996
baseline
▲ 0.50% · 4.625%
HK$41,052
+HK$2,056/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$77,992/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,335
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,434
−HK$1,117/mo
Today · 4.125%
HK$37,551
baseline
▲ 0.50% · 4.625%
HK$39,836
+HK$2,285/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,102/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,310
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,364
−HK$1,070/mo
Today · 4.125%
HK$41,434
baseline
▲ 0.50% · 4.625%
HK$43,618
+HK$2,184/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,868/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,414
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,577
−HK$1,183/mo
Today · 4.125%
HK$39,760
baseline
▲ 0.50% · 4.625%
HK$42,179
+HK$2,419/mo
Deposit HK$912K · loan HK$8.20M · min. income ≈ HK$79,520/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,622
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,738
−HK$1,133/mo
Today · 4.125%
HK$43,871
baseline
▲ 0.50% · 4.625%
HK$46,183
+HK$2,312/mo
Deposit HK$912K · loan HK$8.20M · min. income ≈ HK$87,742/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,533 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).