▼ 0.50% · 3.625%
HK$21,758
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,435
−HK$687/mo
Today · 4.125%
HK$23,122
baseline
▲ 0.50% · 4.625%
HK$24,529
+HK$1,407/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,244/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,205
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,855
−HK$658/mo
Today · 4.125%
HK$25,513
baseline
▲ 0.50% · 4.625%
HK$26,858
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,026/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,934
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,678
−HK$756/mo
Today · 4.125%
HK$25,434
baseline
▲ 0.50% · 4.625%
HK$26,982
+HK$1,548/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,868/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,626
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,340
−HK$724/mo
Today · 4.125%
HK$28,064
baseline
▲ 0.50% · 4.625%
HK$29,544
+HK$1,480/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,128/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,109
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,922
−HK$825/mo
Today · 4.125%
HK$27,747
baseline
▲ 0.50% · 4.625%
HK$29,435
+HK$1,688/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,494/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,046
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,825
−HK$791/mo
Today · 4.125%
HK$30,616
baseline
▲ 0.50% · 4.625%
HK$32,230
+HK$1,614/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,232/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,285
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,165
−HK$894/mo
Today · 4.125%
HK$30,059
baseline
▲ 0.50% · 4.625%
HK$31,888
+HK$1,829/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,118/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,467
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,311
−HK$856/mo
Today · 4.125%
HK$33,167
baseline
▲ 0.50% · 4.625%
HK$34,915
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,334/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,461
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,409
−HK$962/mo
Today · 4.125%
HK$32,371
baseline
▲ 0.50% · 4.625%
HK$34,341
+HK$1,970/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,742/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,888
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,796
−HK$922/mo
Today · 4.125%
HK$35,718
baseline
▲ 0.50% · 4.625%
HK$37,601
+HK$1,883/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,436/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,637
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,652
−HK$1,031/mo
Today · 4.125%
HK$34,683
baseline
▲ 0.50% · 4.625%
HK$36,794
+HK$2,111/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,366/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,308
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,282
−HK$988/mo
Today · 4.125%
HK$38,270
baseline
▲ 0.50% · 4.625%
HK$40,287
+HK$2,017/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,540/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,813
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,895
−HK$1,101/mo
Today · 4.125%
HK$36,996
baseline
▲ 0.50% · 4.625%
HK$39,247
+HK$2,251/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,992/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,729
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,767
−HK$1,054/mo
Today · 4.125%
HK$40,821
baseline
▲ 0.50% · 4.625%
HK$42,973
+HK$2,152/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,642/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,988
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,139
−HK$1,169/mo
Today · 4.125%
HK$39,308
baseline
▲ 0.50% · 4.625%
HK$41,700
+HK$2,392/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,616/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,149
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,253
−HK$1,119/mo
Today · 4.125%
HK$43,372
baseline
▲ 0.50% · 4.625%
HK$45,659
+HK$2,287/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,744/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,164
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,382
−HK$1,238/mo
Today · 4.125%
HK$41,620
baseline
▲ 0.50% · 4.625%
HK$44,153
+HK$2,533/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,240/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,570
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,738
−HK$1,186/mo
Today · 4.125%
HK$45,924
baseline
▲ 0.50% · 4.625%
HK$48,344
+HK$2,420/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$91,848/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,185 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).