▼ 0.50% · 3.625%
HK$21,718
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,393
−HK$687/mo
Today · 4.125%
HK$23,080
baseline
▲ 0.50% · 4.625%
HK$24,484
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,160/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,161
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,809
−HK$657/mo
Today · 4.125%
HK$25,466
baseline
▲ 0.50% · 4.625%
HK$26,808
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,932/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,889
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,632
−HK$755/mo
Today · 4.125%
HK$25,387
baseline
▲ 0.50% · 4.625%
HK$26,932
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,774/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,577
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,289
−HK$724/mo
Today · 4.125%
HK$28,013
baseline
▲ 0.50% · 4.625%
HK$29,489
+HK$1,476/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,026/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,061
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,872
−HK$823/mo
Today · 4.125%
HK$27,695
baseline
▲ 0.50% · 4.625%
HK$29,381
+HK$1,686/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,390/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,993
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,770
−HK$789/mo
Today · 4.125%
HK$30,559
baseline
▲ 0.50% · 4.625%
HK$32,170
+HK$1,611/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,118/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,233
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,111
−HK$892/mo
Today · 4.125%
HK$30,003
baseline
▲ 0.50% · 4.625%
HK$31,829
+HK$1,826/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$60,006/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,409
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,251
−HK$855/mo
Today · 4.125%
HK$33,106
baseline
▲ 0.50% · 4.625%
HK$34,851
+HK$1,745/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,212/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,405
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,350
−HK$961/mo
Today · 4.125%
HK$32,311
baseline
▲ 0.50% · 4.625%
HK$34,277
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,622/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,825
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,732
−HK$920/mo
Today · 4.125%
HK$35,652
baseline
▲ 0.50% · 4.625%
HK$37,532
+HK$1,880/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,304/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,576
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,590
−HK$1,029/mo
Today · 4.125%
HK$34,619
baseline
▲ 0.50% · 4.625%
HK$36,726
+HK$2,107/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,238/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,241
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,213
−HK$986/mo
Today · 4.125%
HK$38,199
baseline
▲ 0.50% · 4.625%
HK$40,212
+HK$2,013/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,398/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,748
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,829
−HK$1,098/mo
Today · 4.125%
HK$36,927
baseline
▲ 0.50% · 4.625%
HK$39,174
+HK$2,247/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$73,854/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,657
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,694
−HK$1,052/mo
Today · 4.125%
HK$40,746
baseline
▲ 0.50% · 4.625%
HK$42,893
+HK$2,147/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$81,492/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,920
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,068
−HK$1,167/mo
Today · 4.125%
HK$39,235
baseline
▲ 0.50% · 4.625%
HK$41,623
+HK$2,388/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,470/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,073
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,175
−HK$1,117/mo
Today · 4.125%
HK$43,292
baseline
▲ 0.50% · 4.625%
HK$45,574
+HK$2,282/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,584/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,092
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,308
−HK$1,235/mo
Today · 4.125%
HK$41,543
baseline
▲ 0.50% · 4.625%
HK$44,071
+HK$2,528/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,086/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,489
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,656
−HK$1,183/mo
Today · 4.125%
HK$45,839
baseline
▲ 0.50% · 4.625%
HK$48,255
+HK$2,416/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,678/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,421 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).