▼ 0.50% · 3.625%
HK$22,013
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,697
−HK$696/mo
Today · 4.125%
HK$23,393
baseline
▲ 0.50% · 4.625%
HK$24,816
+HK$1,423/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,786/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,489
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,146
−HK$666/mo
Today · 4.125%
HK$25,812
baseline
▲ 0.50% · 4.625%
HK$27,173
+HK$1,361/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,624/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,214
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,967
−HK$765/mo
Today · 4.125%
HK$25,732
baseline
▲ 0.50% · 4.625%
HK$27,298
+HK$1,566/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,464/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,938
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,660
−HK$733/mo
Today · 4.125%
HK$28,393
baseline
▲ 0.50% · 4.625%
HK$29,890
+HK$1,497/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,786/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,415
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,237
−HK$835/mo
Today · 4.125%
HK$28,072
baseline
▲ 0.50% · 4.625%
HK$29,780
+HK$1,708/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,144/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,387
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,175
−HK$799/mo
Today · 4.125%
HK$30,974
baseline
▲ 0.50% · 4.625%
HK$32,607
+HK$1,633/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,948/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,616
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,507
−HK$904/mo
Today · 4.125%
HK$30,411
baseline
▲ 0.50% · 4.625%
HK$32,261
+HK$1,850/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,822/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,836
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,689
−HK$867/mo
Today · 4.125%
HK$33,556
baseline
▲ 0.50% · 4.625%
HK$35,324
+HK$1,768/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,112/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,818
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,776
−HK$974/mo
Today · 4.125%
HK$32,750
baseline
▲ 0.50% · 4.625%
HK$34,743
+HK$1,993/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,500/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,284
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,204
−HK$933/mo
Today · 4.125%
HK$36,137
baseline
▲ 0.50% · 4.625%
HK$38,042
+HK$1,905/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,274/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,019
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,046
−HK$1,044/mo
Today · 4.125%
HK$35,090
baseline
▲ 0.50% · 4.625%
HK$37,225
+HK$2,135/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,180/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,733
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,719
−HK$999/mo
Today · 4.125%
HK$38,718
baseline
▲ 0.50% · 4.625%
HK$40,759
+HK$2,041/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,436/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,220
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,316
−HK$1,113/mo
Today · 4.125%
HK$37,429
baseline
▲ 0.50% · 4.625%
HK$39,706
+HK$2,277/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,858/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,182
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,233
−HK$1,066/mo
Today · 4.125%
HK$41,299
baseline
▲ 0.50% · 4.625%
HK$43,476
+HK$2,177/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,598/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,422
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,586
−HK$1,182/mo
Today · 4.125%
HK$39,768
baseline
▲ 0.50% · 4.625%
HK$42,188
+HK$2,420/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,536/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,631
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,748
−HK$1,132/mo
Today · 4.125%
HK$43,880
baseline
▲ 0.50% · 4.625%
HK$46,193
+HK$2,313/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,760/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,623
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,855
−HK$1,253/mo
Today · 4.125%
HK$42,108
baseline
▲ 0.50% · 4.625%
HK$44,670
+HK$2,562/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$84,216/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,080
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,262
−HK$1,200/mo
Today · 4.125%
HK$46,462
baseline
▲ 0.50% · 4.625%
HK$48,911
+HK$2,449/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$92,924/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,360 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).