▼ 0.50% · 3.625%
HK$20,799
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,446
−HK$657/mo
Today · 4.125%
HK$22,103
baseline
▲ 0.50% · 4.625%
HK$23,448
+HK$1,345/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,206/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,139
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,759
−HK$630/mo
Today · 4.125%
HK$24,389
baseline
▲ 0.50% · 4.625%
HK$25,674
+HK$1,285/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,778/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,879
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,591
−HK$723/mo
Today · 4.125%
HK$24,314
baseline
▲ 0.50% · 4.625%
HK$25,793
+HK$1,479/mo
Deposit HK$4.10M · loan HK$5.02M · min. income ≈ HK$48,628/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,452
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,135
−HK$693/mo
Today · 4.125%
HK$26,828
baseline
▲ 0.50% · 4.625%
HK$28,242
+HK$1,414/mo
Deposit HK$4.10M · loan HK$5.02M · min. income ≈ HK$53,656/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,959
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,735
−HK$789/mo
Today · 4.125%
HK$26,524
baseline
▲ 0.50% · 4.625%
HK$28,138
+HK$1,614/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,048/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,766
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,511
−HK$755/mo
Today · 4.125%
HK$29,266
baseline
▲ 0.50% · 4.625%
HK$30,809
+HK$1,543/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,532/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,039
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,880
−HK$854/mo
Today · 4.125%
HK$28,734
baseline
▲ 0.50% · 4.625%
HK$30,483
+HK$1,749/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,468/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,080
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,887
−HK$818/mo
Today · 4.125%
HK$31,705
baseline
▲ 0.50% · 4.625%
HK$33,377
+HK$1,672/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,410/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,119
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,024
−HK$921/mo
Today · 4.125%
HK$30,945
baseline
▲ 0.50% · 4.625%
HK$32,827
+HK$1,882/mo
Deposit HK$2.74M · loan HK$6.38M · min. income ≈ HK$61,890/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,394
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,263
−HK$881/mo
Today · 4.125%
HK$34,144
baseline
▲ 0.50% · 4.625%
HK$35,944
+HK$1,800/mo
Deposit HK$2.74M · loan HK$6.38M · min. income ≈ HK$68,288/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,198
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,169
−HK$986/mo
Today · 4.125%
HK$33,155
baseline
▲ 0.50% · 4.625%
HK$35,172
+HK$2,017/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,310/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,708
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,639
−HK$944/mo
Today · 4.125%
HK$36,583
baseline
▲ 0.50% · 4.625%
HK$38,511
+HK$1,928/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,166/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,278
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,313
−HK$1,052/mo
Today · 4.125%
HK$35,365
baseline
▲ 0.50% · 4.625%
HK$37,517
+HK$2,152/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$70,730/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,022
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,015
−HK$1,007/mo
Today · 4.125%
HK$39,022
baseline
▲ 0.50% · 4.625%
HK$41,079
+HK$2,057/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$78,044/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,358
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,458
−HK$1,118/mo
Today · 4.125%
HK$37,576
baseline
▲ 0.50% · 4.625%
HK$39,862
+HK$2,286/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,152/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,336
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,391
−HK$1,070/mo
Today · 4.125%
HK$41,461
baseline
▲ 0.50% · 4.625%
HK$43,646
+HK$2,185/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,922/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,438
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,603
−HK$1,183/mo
Today · 4.125%
HK$39,786
baseline
▲ 0.50% · 4.625%
HK$42,207
+HK$2,421/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$79,572/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,650
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,767
−HK$1,133/mo
Today · 4.125%
HK$43,900
baseline
▲ 0.50% · 4.625%
HK$46,214
+HK$2,314/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$87,800/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,133 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).