▼ 0.50% · 3.625%
HK$21,025
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,678
−HK$665/mo
Today · 4.125%
HK$22,343
baseline
▲ 0.50% · 4.625%
HK$23,702
+HK$1,359/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,686/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,390
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,017
−HK$636/mo
Today · 4.125%
HK$24,653
baseline
▲ 0.50% · 4.625%
HK$25,953
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,306/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,127
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,846
−HK$731/mo
Today · 4.125%
HK$24,577
baseline
▲ 0.50% · 4.625%
HK$26,073
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,154/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,729
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,419
−HK$700/mo
Today · 4.125%
HK$27,119
baseline
▲ 0.50% · 4.625%
HK$28,548
+HK$1,429/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,238/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,229
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,014
−HK$798/mo
Today · 4.125%
HK$26,812
baseline
▲ 0.50% · 4.625%
HK$28,443
+HK$1,631/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,624/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,067
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,820
−HK$764/mo
Today · 4.125%
HK$29,584
baseline
▲ 0.50% · 4.625%
HK$31,143
+HK$1,559/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,168/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,332
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,182
−HK$864/mo
Today · 4.125%
HK$29,046
baseline
▲ 0.50% · 4.625%
HK$30,813
+HK$1,767/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$58,092/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,406
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,222
−HK$827/mo
Today · 4.125%
HK$32,049
baseline
▲ 0.50% · 4.625%
HK$33,739
+HK$1,690/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$64,098/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,434
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,350
−HK$930/mo
Today · 4.125%
HK$31,280
baseline
▲ 0.50% · 4.625%
HK$33,183
+HK$1,903/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$62,560/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,745
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,624
−HK$890/mo
Today · 4.125%
HK$34,514
baseline
▲ 0.50% · 4.625%
HK$36,334
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$69,028/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,537
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,518
−HK$996/mo
Today · 4.125%
HK$33,514
baseline
▲ 0.50% · 4.625%
HK$35,554
+HK$2,040/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,028/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,084
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,025
−HK$955/mo
Today · 4.125%
HK$36,980
baseline
▲ 0.50% · 4.625%
HK$38,929
+HK$1,949/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$73,960/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,639
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,686
−HK$1,063/mo
Today · 4.125%
HK$35,749
baseline
▲ 0.50% · 4.625%
HK$37,924
+HK$2,175/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$71,498/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,423
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,427
−HK$1,018/mo
Today · 4.125%
HK$39,445
baseline
▲ 0.50% · 4.625%
HK$41,524
+HK$2,079/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$78,890/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,742
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,853
−HK$1,130/mo
Today · 4.125%
HK$37,983
baseline
▲ 0.50% · 4.625%
HK$40,294
+HK$2,311/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$75,966/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,762
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,829
−HK$1,081/mo
Today · 4.125%
HK$41,910
baseline
▲ 0.50% · 4.625%
HK$44,120
+HK$2,210/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,820/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,844
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,021
−HK$1,196/mo
Today · 4.125%
HK$40,217
baseline
▲ 0.50% · 4.625%
HK$42,664
+HK$2,447/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,434/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,101
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,230
−HK$1,146/mo
Today · 4.125%
HK$44,376
baseline
▲ 0.50% · 4.625%
HK$46,715
+HK$2,339/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,752/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,024 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).