▼ 0.50% · 3.625%
HK$21,962
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,645
−HK$694/mo
Today · 4.125%
HK$23,339
baseline
▲ 0.50% · 4.625%
HK$24,759
+HK$1,420/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,678/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,432
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,087
−HK$665/mo
Today · 4.125%
HK$25,752
baseline
▲ 0.50% · 4.625%
HK$27,110
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,504/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,158
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,909
−HK$764/mo
Today · 4.125%
HK$25,673
baseline
▲ 0.50% · 4.625%
HK$27,235
+HK$1,562/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$51,346/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,875
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,596
−HK$731/mo
Today · 4.125%
HK$28,327
baseline
▲ 0.50% · 4.625%
HK$29,820
+HK$1,493/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$56,654/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,354
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,174
−HK$833/mo
Today · 4.125%
HK$28,007
baseline
▲ 0.50% · 4.625%
HK$29,711
+HK$1,704/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,014/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,319
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,105
−HK$798/mo
Today · 4.125%
HK$30,903
baseline
▲ 0.50% · 4.625%
HK$32,531
+HK$1,628/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,806/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,550
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,438
−HK$902/mo
Today · 4.125%
HK$30,340
baseline
▲ 0.50% · 4.625%
HK$32,187
+HK$1,847/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,680/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,762
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,614
−HK$864/mo
Today · 4.125%
HK$33,478
baseline
▲ 0.50% · 4.625%
HK$35,242
+HK$1,764/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,956/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,746
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,703
−HK$971/mo
Today · 4.125%
HK$32,674
baseline
▲ 0.50% · 4.625%
HK$34,663
+HK$1,989/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,348/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,205
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,122
−HK$931/mo
Today · 4.125%
HK$36,053
baseline
▲ 0.50% · 4.625%
HK$37,953
+HK$1,900/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,106/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,942
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,967
−HK$1,041/mo
Today · 4.125%
HK$35,008
baseline
▲ 0.50% · 4.625%
HK$37,138
+HK$2,130/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$70,016/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,648
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,631
−HK$997/mo
Today · 4.125%
HK$38,628
baseline
▲ 0.50% · 4.625%
HK$40,664
+HK$2,036/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,256/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,139
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,232
−HK$1,110/mo
Today · 4.125%
HK$37,342
baseline
▲ 0.50% · 4.625%
HK$39,614
+HK$2,272/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$74,684/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,091
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,140
−HK$1,063/mo
Today · 4.125%
HK$41,203
baseline
▲ 0.50% · 4.625%
HK$43,375
+HK$2,172/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$82,406/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,335
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,496
−HK$1,180/mo
Today · 4.125%
HK$39,676
baseline
▲ 0.50% · 4.625%
HK$42,090
+HK$2,414/mo
Deposit HK$1.44M · loan HK$8.19M · min. income ≈ HK$79,352/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,535
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,649
−HK$1,130/mo
Today · 4.125%
HK$43,779
baseline
▲ 0.50% · 4.625%
HK$46,086
+HK$2,307/mo
Deposit HK$1.44M · loan HK$8.19M · min. income ≈ HK$87,558/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,531
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,761
−HK$1,249/mo
Today · 4.125%
HK$42,010
baseline
▲ 0.50% · 4.625%
HK$44,566
+HK$2,556/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,020/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,978
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,157
−HK$1,197/mo
Today · 4.125%
HK$46,354
baseline
▲ 0.50% · 4.625%
HK$48,797
+HK$2,443/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,708/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,122 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).