▼ 0.50% · 3.625%
HK$20,903
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,553
−HK$661/mo
Today · 4.125%
HK$22,214
baseline
▲ 0.50% · 4.625%
HK$23,565
+HK$1,351/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,428/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,254
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,878
−HK$633/mo
Today · 4.125%
HK$24,511
baseline
▲ 0.50% · 4.625%
HK$25,803
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,022/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,993
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,708
−HK$727/mo
Today · 4.125%
HK$24,435
baseline
▲ 0.50% · 4.625%
HK$25,922
+HK$1,487/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$48,870/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,580
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,266
−HK$696/mo
Today · 4.125%
HK$26,962
baseline
▲ 0.50% · 4.625%
HK$28,383
+HK$1,421/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$53,924/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,084
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,864
−HK$792/mo
Today · 4.125%
HK$26,656
baseline
▲ 0.50% · 4.625%
HK$28,278
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,312/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,905
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,654
−HK$759/mo
Today · 4.125%
HK$29,413
baseline
▲ 0.50% · 4.625%
HK$30,963
+HK$1,550/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,826/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,174
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,019
−HK$859/mo
Today · 4.125%
HK$28,878
baseline
▲ 0.50% · 4.625%
HK$30,635
+HK$1,757/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,756/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,231
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,041
−HK$823/mo
Today · 4.125%
HK$31,864
baseline
▲ 0.50% · 4.625%
HK$33,543
+HK$1,679/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,728/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,264
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,174
−HK$925/mo
Today · 4.125%
HK$31,099
baseline
▲ 0.50% · 4.625%
HK$32,992
+HK$1,893/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,198/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,556
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,429
−HK$886/mo
Today · 4.125%
HK$34,315
baseline
▲ 0.50% · 4.625%
HK$36,124
+HK$1,809/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,630/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,354
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,330
−HK$991/mo
Today · 4.125%
HK$33,321
baseline
▲ 0.50% · 4.625%
HK$35,348
+HK$2,027/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,642/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,881
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,817
−HK$949/mo
Today · 4.125%
HK$36,766
baseline
▲ 0.50% · 4.625%
HK$38,704
+HK$1,938/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,532/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,445
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,485
−HK$1,057/mo
Today · 4.125%
HK$35,542
baseline
▲ 0.50% · 4.625%
HK$37,705
+HK$2,163/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,084/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,207
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,205
−HK$1,012/mo
Today · 4.125%
HK$39,217
baseline
▲ 0.50% · 4.625%
HK$41,284
+HK$2,067/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,434/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,535
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,640
−HK$1,123/mo
Today · 4.125%
HK$37,763
baseline
▲ 0.50% · 4.625%
HK$40,061
+HK$2,298/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$75,526/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,532
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,593
−HK$1,075/mo
Today · 4.125%
HK$41,668
baseline
▲ 0.50% · 4.625%
HK$43,864
+HK$2,196/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$83,336/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,625
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,796
−HK$1,189/mo
Today · 4.125%
HK$39,985
baseline
▲ 0.50% · 4.625%
HK$42,418
+HK$2,433/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$79,970/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,858
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,980
−HK$1,139/mo
Today · 4.125%
HK$44,119
baseline
▲ 0.50% · 4.625%
HK$46,445
+HK$2,326/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,238/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,692 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).