▼ 0.50% · 3.625%
HK$21,074
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,729
−HK$666/mo
Today · 4.125%
HK$22,395
baseline
▲ 0.50% · 4.625%
HK$23,758
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,790/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,444
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,073
−HK$638/mo
Today · 4.125%
HK$24,711
baseline
▲ 0.50% · 4.625%
HK$26,013
+HK$1,302/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,422/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,181
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,902
−HK$733/mo
Today · 4.125%
HK$24,635
baseline
▲ 0.50% · 4.625%
HK$26,134
+HK$1,499/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,270/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,789
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,480
−HK$702/mo
Today · 4.125%
HK$27,182
baseline
▲ 0.50% · 4.625%
HK$28,615
+HK$1,433/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,364/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,288
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,075
−HK$799/mo
Today · 4.125%
HK$26,874
baseline
▲ 0.50% · 4.625%
HK$28,509
+HK$1,635/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,748/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,133
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,888
−HK$765/mo
Today · 4.125%
HK$29,653
baseline
▲ 0.50% · 4.625%
HK$31,216
+HK$1,563/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,306/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,396
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,248
−HK$866/mo
Today · 4.125%
HK$29,114
baseline
▲ 0.50% · 4.625%
HK$30,885
+HK$1,771/mo
Deposit HK$3.23M · loan HK$6.01M · min. income ≈ HK$58,228/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,478
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,295
−HK$829/mo
Today · 4.125%
HK$32,124
baseline
▲ 0.50% · 4.625%
HK$33,817
+HK$1,693/mo
Deposit HK$3.23M · loan HK$6.01M · min. income ≈ HK$64,248/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,503
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,421
−HK$932/mo
Today · 4.125%
HK$31,353
baseline
▲ 0.50% · 4.625%
HK$33,261
+HK$1,908/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,706/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,822
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,702
−HK$893/mo
Today · 4.125%
HK$34,595
baseline
▲ 0.50% · 4.625%
HK$36,419
+HK$1,824/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,190/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,611
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,594
−HK$999/mo
Today · 4.125%
HK$33,593
baseline
▲ 0.50% · 4.625%
HK$35,637
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,186/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,166
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,110
−HK$956/mo
Today · 4.125%
HK$37,066
baseline
▲ 0.50% · 4.625%
HK$39,020
+HK$1,954/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,132/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,718
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,767
−HK$1,065/mo
Today · 4.125%
HK$35,832
baseline
▲ 0.50% · 4.625%
HK$38,013
+HK$2,181/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,664/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,511
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,517
−HK$1,020/mo
Today · 4.125%
HK$39,537
baseline
▲ 0.50% · 4.625%
HK$41,622
+HK$2,085/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,074/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,825
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,940
−HK$1,132/mo
Today · 4.125%
HK$38,072
baseline
▲ 0.50% · 4.625%
HK$40,388
+HK$2,316/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,144/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,855
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,924
−HK$1,085/mo
Today · 4.125%
HK$42,009
baseline
▲ 0.50% · 4.625%
HK$44,223
+HK$2,214/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,018/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,933
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,113
−HK$1,198/mo
Today · 4.125%
HK$40,311
baseline
▲ 0.50% · 4.625%
HK$42,764
+HK$2,453/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$80,622/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,200
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,331
−HK$1,149/mo
Today · 4.125%
HK$44,480
baseline
▲ 0.50% · 4.625%
HK$46,824
+HK$2,344/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$88,960/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,182 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).