▼ 0.50% · 3.625%
HK$18,711
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,293
−HK$592/mo
Today · 4.125%
HK$19,885
baseline
▲ 0.50% · 4.625%
HK$21,095
+HK$1,210/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,770/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,816
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,375
−HK$566/mo
Today · 4.125%
HK$21,941
baseline
▲ 0.50% · 4.625%
HK$23,097
+HK$1,156/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,882/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,583
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,223
−HK$650/mo
Today · 4.125%
HK$21,873
baseline
▲ 0.50% · 4.625%
HK$23,204
+HK$1,331/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,746/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,898
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,512
−HK$623/mo
Today · 4.125%
HK$24,135
baseline
▲ 0.50% · 4.625%
HK$25,407
+HK$1,272/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,270/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,454
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,152
−HK$710/mo
Today · 4.125%
HK$23,862
baseline
▲ 0.50% · 4.625%
HK$25,314
+HK$1,452/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,724/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,980
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,650
−HK$679/mo
Today · 4.125%
HK$26,329
baseline
▲ 0.50% · 4.625%
HK$27,717
+HK$1,388/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,658/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,325
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,082
−HK$768/mo
Today · 4.125%
HK$25,850
baseline
▲ 0.50% · 4.625%
HK$27,423
+HK$1,573/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,700/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,061
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,787
−HK$736/mo
Today · 4.125%
HK$28,523
baseline
▲ 0.50% · 4.625%
HK$30,027
+HK$1,504/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$57,046/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,196
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,011
−HK$828/mo
Today · 4.125%
HK$27,839
baseline
▲ 0.50% · 4.625%
HK$29,533
+HK$1,694/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,678/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,143
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,924
−HK$793/mo
Today · 4.125%
HK$30,717
baseline
▲ 0.50% · 4.625%
HK$32,336
+HK$1,619/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,434/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,067
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,940
−HK$887/mo
Today · 4.125%
HK$29,827
baseline
▲ 0.50% · 4.625%
HK$31,642
+HK$1,815/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,654/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,224
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,062
−HK$849/mo
Today · 4.125%
HK$32,911
baseline
▲ 0.50% · 4.625%
HK$34,646
+HK$1,735/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,822/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,938
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,870
−HK$946/mo
Today · 4.125%
HK$31,816
baseline
▲ 0.50% · 4.625%
HK$33,752
+HK$1,936/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,632/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,306
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,199
−HK$907/mo
Today · 4.125%
HK$35,106
baseline
▲ 0.50% · 4.625%
HK$36,956
+HK$1,850/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,212/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,809
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,799
−HK$1,005/mo
Today · 4.125%
HK$33,804
baseline
▲ 0.50% · 4.625%
HK$35,861
+HK$2,057/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$67,608/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,388
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,337
−HK$963/mo
Today · 4.125%
HK$37,300
baseline
▲ 0.50% · 4.625%
HK$39,266
+HK$1,966/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$74,600/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,681
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,728
−HK$1,065/mo
Today · 4.125%
HK$35,793
baseline
▲ 0.50% · 4.625%
HK$37,971
+HK$2,178/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,586/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,469
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,474
−HK$1,020/mo
Today · 4.125%
HK$39,494
baseline
▲ 0.50% · 4.625%
HK$41,575
+HK$2,081/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$78,988/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,176 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).