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At today's rate and a 90% mortgage, the deposit on this unit is about HK$757K, with repayments around HK$33,011/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$66,022/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$227,046 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 14 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- G
- Saleable Area
- 756 Saleable ft²
- Gross Area
- 1,025 ft²
- Efficiency
- 74%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-04 | HK$7.48M | −6.5% 4.7y · −1.0%/yr |
| 2020-11-20 | HK$8.00M | +6.7% 3.5y · 2.0%/yr |
| 2017-06-14 | HK$7.50M | +79.0% 6.5y · 12.0%/yr |
| 2010-12-06 | HK$4.19M | +37.4% |
| 2008-04-02 | HK$3.05M | +2.7% |
| 2004-09-09 | HK$2.97M | — |