▼ 0.50% · 3.625%
HK$22,052
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,738
−HK$697/mo
Today · 4.125%
HK$23,435
baseline
▲ 0.50% · 4.625%
HK$24,861
+HK$1,426/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,870/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,533
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,191
−HK$667/mo
Today · 4.125%
HK$25,858
baseline
▲ 0.50% · 4.625%
HK$27,221
+HK$1,363/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,716/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,257
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,012
−HK$766/mo
Today · 4.125%
HK$25,778
baseline
▲ 0.50% · 4.625%
HK$27,347
+HK$1,569/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,556/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,986
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,710
−HK$734/mo
Today · 4.125%
HK$28,444
baseline
▲ 0.50% · 4.625%
HK$29,943
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,888/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,462
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,286
−HK$836/mo
Today · 4.125%
HK$28,122
baseline
▲ 0.50% · 4.625%
HK$29,833
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,244/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,439
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,229
−HK$801/mo
Today · 4.125%
HK$31,030
baseline
▲ 0.50% · 4.625%
HK$32,665
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,060/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,668
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,559
−HK$906/mo
Today · 4.125%
HK$30,465
baseline
▲ 0.50% · 4.625%
HK$32,319
+HK$1,854/mo
Deposit HK$3.38M · loan HK$6.29M · min. income ≈ HK$60,930/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,892
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,748
−HK$867/mo
Today · 4.125%
HK$33,615
baseline
▲ 0.50% · 4.625%
HK$35,387
+HK$1,772/mo
Deposit HK$3.38M · loan HK$6.29M · min. income ≈ HK$67,230/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,873
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,833
−HK$976/mo
Today · 4.125%
HK$32,809
baseline
▲ 0.50% · 4.625%
HK$34,805
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,618/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,346
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,267
−HK$934/mo
Today · 4.125%
HK$36,201
baseline
▲ 0.50% · 4.625%
HK$38,109
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,402/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,078
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,107
−HK$1,045/mo
Today · 4.125%
HK$35,152
baseline
▲ 0.50% · 4.625%
HK$37,291
+HK$2,139/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,304/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,799
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,786
−HK$1,001/mo
Today · 4.125%
HK$38,787
baseline
▲ 0.50% · 4.625%
HK$40,832
+HK$2,045/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,574/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,283
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,381
−HK$1,115/mo
Today · 4.125%
HK$37,496
baseline
▲ 0.50% · 4.625%
HK$39,777
+HK$2,281/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$74,992/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,252
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,305
−HK$1,068/mo
Today · 4.125%
HK$41,373
baseline
▲ 0.50% · 4.625%
HK$43,554
+HK$2,181/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$82,746/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,488
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,654
−HK$1,185/mo
Today · 4.125%
HK$39,839
baseline
▲ 0.50% · 4.625%
HK$42,263
+HK$2,424/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,678/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,705
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,824
−HK$1,135/mo
Today · 4.125%
HK$43,959
baseline
▲ 0.50% · 4.625%
HK$46,276
+HK$2,317/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,918/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,694
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,928
−HK$1,255/mo
Today · 4.125%
HK$42,183
baseline
▲ 0.50% · 4.625%
HK$44,749
+HK$2,566/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,366/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,159
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,343
−HK$1,201/mo
Today · 4.125%
HK$46,544
baseline
▲ 0.50% · 4.625%
HK$48,998
+HK$2,454/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,088/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$337,084 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).