▼ 0.50% · 3.625%
HK$21,566
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,237
−HK$681/mo
Today · 4.125%
HK$22,918
baseline
▲ 0.50% · 4.625%
HK$24,313
+HK$1,395/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,836/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,992
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,635
−HK$653/mo
Today · 4.125%
HK$25,288
baseline
▲ 0.50% · 4.625%
HK$26,621
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,576/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,722
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,460
−HK$750/mo
Today · 4.125%
HK$25,210
baseline
▲ 0.50% · 4.625%
HK$26,744
+HK$1,534/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,420/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,391
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,099
−HK$718/mo
Today · 4.125%
HK$27,817
baseline
▲ 0.50% · 4.625%
HK$29,283
+HK$1,466/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,634/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,879
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,684
−HK$818/mo
Today · 4.125%
HK$27,502
baseline
▲ 0.50% · 4.625%
HK$29,175
+HK$1,673/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$55,004/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,790
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,562
−HK$784/mo
Today · 4.125%
HK$30,346
baseline
▲ 0.50% · 4.625%
HK$31,945
+HK$1,599/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,692/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,036
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,908
−HK$886/mo
Today · 4.125%
HK$29,794
baseline
▲ 0.50% · 4.625%
HK$31,607
+HK$1,813/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,588/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,189
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,026
−HK$848/mo
Today · 4.125%
HK$32,874
baseline
▲ 0.50% · 4.625%
HK$34,607
+HK$1,733/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,748/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,192
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,131
−HK$955/mo
Today · 4.125%
HK$32,086
baseline
▲ 0.50% · 4.625%
HK$34,038
+HK$1,952/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,172/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,589
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,489
−HK$914/mo
Today · 4.125%
HK$35,403
baseline
▲ 0.50% · 4.625%
HK$37,269
+HK$1,866/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,806/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,349
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,355
−HK$1,022/mo
Today · 4.125%
HK$34,377
baseline
▲ 0.50% · 4.625%
HK$36,469
+HK$2,092/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,754/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,988
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,953
−HK$979/mo
Today · 4.125%
HK$37,932
baseline
▲ 0.50% · 4.625%
HK$39,932
+HK$2,000/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,864/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,505
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,579
−HK$1,090/mo
Today · 4.125%
HK$36,669
baseline
▲ 0.50% · 4.625%
HK$38,900
+HK$2,231/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,338/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,387
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,416
−HK$1,045/mo
Today · 4.125%
HK$40,461
baseline
▲ 0.50% · 4.625%
HK$42,594
+HK$2,133/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,922/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,662
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,802
−HK$1,159/mo
Today · 4.125%
HK$38,961
baseline
▲ 0.50% · 4.625%
HK$41,332
+HK$2,371/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,922/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,786
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,880
−HK$1,110/mo
Today · 4.125%
HK$42,990
baseline
▲ 0.50% · 4.625%
HK$45,256
+HK$2,266/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$85,980/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,819
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,026
−HK$1,227/mo
Today · 4.125%
HK$41,253
baseline
▲ 0.50% · 4.625%
HK$43,763
+HK$2,510/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$82,506/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,185
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,344
−HK$1,175/mo
Today · 4.125%
HK$45,519
baseline
▲ 0.50% · 4.625%
HK$47,918
+HK$2,399/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$91,038/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,767 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).