▼ 0.50% · 3.625%
HK$20,713
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,357
−HK$655/mo
Today · 4.125%
HK$22,012
baseline
▲ 0.50% · 4.625%
HK$23,351
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,024/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,043
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,661
−HK$627/mo
Today · 4.125%
HK$24,288
baseline
▲ 0.50% · 4.625%
HK$25,568
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,576/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,784
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,493
−HK$720/mo
Today · 4.125%
HK$24,213
baseline
▲ 0.50% · 4.625%
HK$25,686
+HK$1,473/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,426/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,347
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,027
−HK$690/mo
Today · 4.125%
HK$26,717
baseline
▲ 0.50% · 4.625%
HK$28,125
+HK$1,408/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,434/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,856
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,629
−HK$785/mo
Today · 4.125%
HK$26,414
baseline
▲ 0.50% · 4.625%
HK$28,022
+HK$1,608/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,828/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,652
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,393
−HK$753/mo
Today · 4.125%
HK$29,146
baseline
▲ 0.50% · 4.625%
HK$30,682
+HK$1,536/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,292/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,927
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,764
−HK$851/mo
Today · 4.125%
HK$28,615
baseline
▲ 0.50% · 4.625%
HK$30,357
+HK$1,742/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,230/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,956
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,759
−HK$815/mo
Today · 4.125%
HK$31,574
baseline
▲ 0.50% · 4.625%
HK$33,239
+HK$1,665/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,148/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,998
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,900
−HK$917/mo
Today · 4.125%
HK$30,817
baseline
▲ 0.50% · 4.625%
HK$32,692
+HK$1,875/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,634/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,260
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,125
−HK$878/mo
Today · 4.125%
HK$34,003
baseline
▲ 0.50% · 4.625%
HK$35,795
+HK$1,792/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,006/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,070
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,036
−HK$982/mo
Today · 4.125%
HK$33,018
baseline
▲ 0.50% · 4.625%
HK$35,027
+HK$2,009/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,036/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,565
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,492
−HK$940/mo
Today · 4.125%
HK$36,432
baseline
▲ 0.50% · 4.625%
HK$38,352
+HK$1,920/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,864/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,141
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,172
−HK$1,047/mo
Today · 4.125%
HK$35,219
baseline
▲ 0.50% · 4.625%
HK$37,362
+HK$2,143/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,438/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,869
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,858
−HK$1,003/mo
Today · 4.125%
HK$38,861
baseline
▲ 0.50% · 4.625%
HK$40,909
+HK$2,048/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,722/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,212
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,307
−HK$1,113/mo
Today · 4.125%
HK$37,420
baseline
▲ 0.50% · 4.625%
HK$39,697
+HK$2,277/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,840/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,173
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,224
−HK$1,066/mo
Today · 4.125%
HK$41,290
baseline
▲ 0.50% · 4.625%
HK$43,466
+HK$2,176/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,580/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,283
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,443
−HK$1,178/mo
Today · 4.125%
HK$39,621
baseline
▲ 0.50% · 4.625%
HK$42,032
+HK$2,411/mo
Deposit HK$908K · loan HK$8.18M · min. income ≈ HK$79,242/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,477
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,590
−HK$1,128/mo
Today · 4.125%
HK$43,718
baseline
▲ 0.50% · 4.625%
HK$46,023
+HK$2,305/mo
Deposit HK$908K · loan HK$8.18M · min. income ≈ HK$87,436/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,364 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).