▼ 0.50% · 3.625%
HK$20,682
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,326
−HK$653/mo
Today · 4.125%
HK$21,979
baseline
▲ 0.50% · 4.625%
HK$23,317
+HK$1,338/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,958/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,009
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,626
−HK$626/mo
Today · 4.125%
HK$24,252
baseline
▲ 0.50% · 4.625%
HK$25,530
+HK$1,278/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,504/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,751
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,458
−HK$719/mo
Today · 4.125%
HK$24,177
baseline
▲ 0.50% · 4.625%
HK$25,648
+HK$1,471/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,354/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,310
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,989
−HK$688/mo
Today · 4.125%
HK$26,677
baseline
▲ 0.50% · 4.625%
HK$28,083
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,354/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,819
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,591
−HK$784/mo
Today · 4.125%
HK$26,375
baseline
▲ 0.50% · 4.625%
HK$27,980
+HK$1,605/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,750/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,611
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,351
−HK$751/mo
Today · 4.125%
HK$29,102
baseline
▲ 0.50% · 4.625%
HK$30,636
+HK$1,534/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,204/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,887
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,723
−HK$850/mo
Today · 4.125%
HK$28,573
baseline
▲ 0.50% · 4.625%
HK$30,312
+HK$1,739/mo
Deposit HK$3.17M · loan HK$5.90M · min. income ≈ HK$57,146/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,912
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,714
−HK$814/mo
Today · 4.125%
HK$31,528
baseline
▲ 0.50% · 4.625%
HK$33,189
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.90M · min. income ≈ HK$63,056/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,955
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,856
−HK$915/mo
Today · 4.125%
HK$30,771
baseline
▲ 0.50% · 4.625%
HK$32,643
+HK$1,872/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,542/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,212
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,076
−HK$877/mo
Today · 4.125%
HK$33,953
baseline
▲ 0.50% · 4.625%
HK$35,742
+HK$1,789/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,906/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,023
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,988
−HK$981/mo
Today · 4.125%
HK$32,969
baseline
▲ 0.50% · 4.625%
HK$34,975
+HK$2,006/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,938/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,513
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,439
−HK$939/mo
Today · 4.125%
HK$36,378
baseline
▲ 0.50% · 4.625%
HK$38,295
+HK$1,917/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,756/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,092
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,121
−HK$1,046/mo
Today · 4.125%
HK$35,167
baseline
▲ 0.50% · 4.625%
HK$37,307
+HK$2,140/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$70,334/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,814
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,802
−HK$1,001/mo
Today · 4.125%
HK$38,803
baseline
▲ 0.50% · 4.625%
HK$40,849
+HK$2,046/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$77,606/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,160
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,254
−HK$1,111/mo
Today · 4.125%
HK$37,365
baseline
▲ 0.50% · 4.625%
HK$39,638
+HK$2,273/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,730/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,115
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,164
−HK$1,064/mo
Today · 4.125%
HK$41,228
baseline
▲ 0.50% · 4.625%
HK$43,402
+HK$2,174/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,456/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,228
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,386
−HK$1,177/mo
Today · 4.125%
HK$39,563
baseline
▲ 0.50% · 4.625%
HK$41,970
+HK$2,407/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,126/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,416
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,527
−HK$1,127/mo
Today · 4.125%
HK$43,654
baseline
▲ 0.50% · 4.625%
HK$45,955
+HK$2,301/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,308/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).