▼ 0.50% · 3.625%
HK$20,555
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,194
−HK$650/mo
Today · 4.125%
HK$21,844
baseline
▲ 0.50% · 4.625%
HK$23,173
+HK$1,329/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,688/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,867
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,481
−HK$622/mo
Today · 4.125%
HK$24,103
baseline
▲ 0.50% · 4.625%
HK$25,373
+HK$1,270/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,206/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,611
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,314
−HK$714/mo
Today · 4.125%
HK$24,028
baseline
▲ 0.50% · 4.625%
HK$25,491
+HK$1,463/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,056/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,154
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,829
−HK$684/mo
Today · 4.125%
HK$26,513
baseline
▲ 0.50% · 4.625%
HK$27,911
+HK$1,398/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,026/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,666
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,433
−HK$780/mo
Today · 4.125%
HK$26,213
baseline
▲ 0.50% · 4.625%
HK$27,808
+HK$1,595/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,426/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,441
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,177
−HK$746/mo
Today · 4.125%
HK$28,923
baseline
▲ 0.50% · 4.625%
HK$30,448
+HK$1,525/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,846/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,722
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,553
−HK$844/mo
Today · 4.125%
HK$28,397
baseline
▲ 0.50% · 4.625%
HK$30,125
+HK$1,728/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,794/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,727
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,525
−HK$809/mo
Today · 4.125%
HK$31,334
baseline
▲ 0.50% · 4.625%
HK$32,985
+HK$1,651/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,668/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,777
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,672
−HK$910/mo
Today · 4.125%
HK$30,582
baseline
▲ 0.50% · 4.625%
HK$32,442
+HK$1,860/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,164/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,014
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,873
−HK$871/mo
Today · 4.125%
HK$33,744
baseline
▲ 0.50% · 4.625%
HK$35,523
+HK$1,779/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,488/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,833
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,792
−HK$974/mo
Today · 4.125%
HK$32,766
baseline
▲ 0.50% · 4.625%
HK$34,760
+HK$1,994/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,532/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,301
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,221
−HK$933/mo
Today · 4.125%
HK$36,154
baseline
▲ 0.50% · 4.625%
HK$38,060
+HK$1,906/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,308/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,888
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,911
−HK$1,039/mo
Today · 4.125%
HK$34,950
baseline
▲ 0.50% · 4.625%
HK$37,077
+HK$2,127/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,900/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,588
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,569
−HK$995/mo
Today · 4.125%
HK$38,564
baseline
▲ 0.50% · 4.625%
HK$40,597
+HK$2,033/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,128/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,944
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,031
−HK$1,104/mo
Today · 4.125%
HK$37,135
baseline
▲ 0.50% · 4.625%
HK$39,394
+HK$2,259/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,270/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,874
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,917
−HK$1,058/mo
Today · 4.125%
HK$40,975
baseline
▲ 0.50% · 4.625%
HK$43,134
+HK$2,159/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,950/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,999
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,150
−HK$1,169/mo
Today · 4.125%
HK$39,319
baseline
▲ 0.50% · 4.625%
HK$41,712
+HK$2,393/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$78,638/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,161
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,265
−HK$1,120/mo
Today · 4.125%
HK$43,385
baseline
▲ 0.50% · 4.625%
HK$45,672
+HK$2,287/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$86,770/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,436 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).