▼ 0.50% · 3.625%
HK$20,595
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,236
−HK$651/mo
Today · 4.125%
HK$21,887
baseline
▲ 0.50% · 4.625%
HK$23,219
+HK$1,332/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,774/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,912
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,527
−HK$623/mo
Today · 4.125%
HK$24,150
baseline
▲ 0.50% · 4.625%
HK$25,423
+HK$1,273/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,300/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,655
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,360
−HK$715/mo
Today · 4.125%
HK$24,075
baseline
▲ 0.50% · 4.625%
HK$25,540
+HK$1,465/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$48,150/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,203
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,879
−HK$686/mo
Today · 4.125%
HK$26,565
baseline
▲ 0.50% · 4.625%
HK$27,965
+HK$1,400/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$53,130/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,714
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,483
−HK$781/mo
Today · 4.125%
HK$26,264
baseline
▲ 0.50% · 4.625%
HK$27,862
+HK$1,598/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,528/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,494
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,232
−HK$748/mo
Today · 4.125%
HK$28,980
baseline
▲ 0.50% · 4.625%
HK$30,507
+HK$1,527/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,960/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,774
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,607
−HK$846/mo
Today · 4.125%
HK$28,453
baseline
▲ 0.50% · 4.625%
HK$30,184
+HK$1,731/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,906/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,786
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,585
−HK$810/mo
Today · 4.125%
HK$31,395
baseline
▲ 0.50% · 4.625%
HK$33,050
+HK$1,655/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,790/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,833
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,730
−HK$912/mo
Today · 4.125%
HK$30,642
baseline
▲ 0.50% · 4.625%
HK$32,506
+HK$1,864/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,284/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,077
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,937
−HK$873/mo
Today · 4.125%
HK$33,810
baseline
▲ 0.50% · 4.625%
HK$35,592
+HK$1,782/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,620/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,893
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,854
−HK$976/mo
Today · 4.125%
HK$32,830
baseline
▲ 0.50% · 4.625%
HK$34,828
+HK$1,998/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,660/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,368
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,290
−HK$935/mo
Today · 4.125%
HK$36,225
baseline
▲ 0.50% · 4.625%
HK$38,134
+HK$1,909/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,450/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,952
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,977
−HK$1,042/mo
Today · 4.125%
HK$35,019
baseline
▲ 0.50% · 4.625%
HK$37,150
+HK$2,131/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,038/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,659
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,642
−HK$998/mo
Today · 4.125%
HK$38,640
baseline
▲ 0.50% · 4.625%
HK$40,677
+HK$2,037/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,280/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,012
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,101
−HK$1,107/mo
Today · 4.125%
HK$37,208
baseline
▲ 0.50% · 4.625%
HK$39,472
+HK$2,264/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$74,416/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,950
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$39,995
−HK$1,060/mo
Today · 4.125%
HK$41,055
baseline
▲ 0.50% · 4.625%
HK$43,219
+HK$2,164/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$82,110/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,072
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,225
−HK$1,171/mo
Today · 4.125%
HK$39,396
baseline
▲ 0.50% · 4.625%
HK$41,793
+HK$2,397/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$78,792/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,242
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,348
−HK$1,122/mo
Today · 4.125%
HK$43,470
baseline
▲ 0.50% · 4.625%
HK$45,761
+HK$2,291/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$86,940/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,201 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).