▼ 0.50% · 3.625%
HK$21,770
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,447
−HK$688/mo
Today · 4.125%
HK$23,135
baseline
▲ 0.50% · 4.625%
HK$24,543
+HK$1,408/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,270/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,219
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,868
−HK$659/mo
Today · 4.125%
HK$25,527
baseline
▲ 0.50% · 4.625%
HK$26,873
+HK$1,346/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,054/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,947
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,692
−HK$756/mo
Today · 4.125%
HK$25,448
baseline
▲ 0.50% · 4.625%
HK$26,997
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,896/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,641
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,355
−HK$725/mo
Today · 4.125%
HK$28,080
baseline
▲ 0.50% · 4.625%
HK$29,560
+HK$1,480/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,160/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,124
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,936
−HK$826/mo
Today · 4.125%
HK$27,762
baseline
▲ 0.50% · 4.625%
HK$29,451
+HK$1,689/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,524/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,062
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,842
−HK$791/mo
Today · 4.125%
HK$30,633
baseline
▲ 0.50% · 4.625%
HK$32,247
+HK$1,614/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,266/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,301
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,181
−HK$894/mo
Today · 4.125%
HK$30,075
baseline
▲ 0.50% · 4.625%
HK$31,905
+HK$1,830/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,150/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,484
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,329
−HK$856/mo
Today · 4.125%
HK$33,185
baseline
▲ 0.50% · 4.625%
HK$34,934
+HK$1,749/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,370/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,478
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,426
−HK$963/mo
Today · 4.125%
HK$32,389
baseline
▲ 0.50% · 4.625%
HK$34,360
+HK$1,971/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,778/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,906
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,815
−HK$923/mo
Today · 4.125%
HK$35,738
baseline
▲ 0.50% · 4.625%
HK$37,622
+HK$1,884/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,476/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,655
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,670
−HK$1,032/mo
Today · 4.125%
HK$34,702
baseline
▲ 0.50% · 4.625%
HK$36,814
+HK$2,112/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,404/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,328
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,302
−HK$989/mo
Today · 4.125%
HK$38,291
baseline
▲ 0.50% · 4.625%
HK$40,309
+HK$2,018/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,582/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,832
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,915
−HK$1,101/mo
Today · 4.125%
HK$37,016
baseline
▲ 0.50% · 4.625%
HK$39,268
+HK$2,252/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,032/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,750
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,789
−HK$1,054/mo
Today · 4.125%
HK$40,843
baseline
▲ 0.50% · 4.625%
HK$42,996
+HK$2,153/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,686/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,009
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,160
−HK$1,169/mo
Today · 4.125%
HK$39,329
baseline
▲ 0.50% · 4.625%
HK$41,722
+HK$2,393/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,658/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,172
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,276
−HK$1,120/mo
Today · 4.125%
HK$43,396
baseline
▲ 0.50% · 4.625%
HK$45,684
+HK$2,288/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,792/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,186
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,404
−HK$1,239/mo
Today · 4.125%
HK$41,643
baseline
▲ 0.50% · 4.625%
HK$44,177
+HK$2,534/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$83,286/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,594
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,763
−HK$1,186/mo
Today · 4.125%
HK$45,949
baseline
▲ 0.50% · 4.625%
HK$48,371
+HK$2,422/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$91,898/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,708 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).