▼ 0.50% · 3.625%
HK$20,540
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,179
−HK$649/mo
Today · 4.125%
HK$21,828
baseline
▲ 0.50% · 4.625%
HK$23,156
+HK$1,328/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,656/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,851
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,464
−HK$621/mo
Today · 4.125%
HK$24,085
baseline
▲ 0.50% · 4.625%
HK$25,355
+HK$1,270/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,170/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,594
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,297
−HK$714/mo
Today · 4.125%
HK$24,011
baseline
▲ 0.50% · 4.625%
HK$25,472
+HK$1,461/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$48,022/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,136
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,810
−HK$684/mo
Today · 4.125%
HK$26,494
baseline
▲ 0.50% · 4.625%
HK$27,890
+HK$1,396/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,988/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,648
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,415
−HK$779/mo
Today · 4.125%
HK$26,194
baseline
▲ 0.50% · 4.625%
HK$27,788
+HK$1,594/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,388/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,421
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,156
−HK$746/mo
Today · 4.125%
HK$28,902
baseline
▲ 0.50% · 4.625%
HK$30,426
+HK$1,524/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,804/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,702
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,533
−HK$844/mo
Today · 4.125%
HK$28,377
baseline
▲ 0.50% · 4.625%
HK$30,103
+HK$1,726/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$56,754/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,706
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,503
−HK$808/mo
Today · 4.125%
HK$31,311
baseline
▲ 0.50% · 4.625%
HK$32,961
+HK$1,650/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$62,622/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,756
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,651
−HK$909/mo
Today · 4.125%
HK$30,560
baseline
▲ 0.50% · 4.625%
HK$32,419
+HK$1,859/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,120/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,991
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,849
−HK$870/mo
Today · 4.125%
HK$33,719
baseline
▲ 0.50% · 4.625%
HK$35,497
+HK$1,778/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,438/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,810
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,769
−HK$973/mo
Today · 4.125%
HK$32,742
baseline
▲ 0.50% · 4.625%
HK$34,735
+HK$1,993/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,484/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,276
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,195
−HK$933/mo
Today · 4.125%
HK$36,128
baseline
▲ 0.50% · 4.625%
HK$38,032
+HK$1,904/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,256/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,864
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,887
−HK$1,038/mo
Today · 4.125%
HK$34,925
baseline
▲ 0.50% · 4.625%
HK$37,050
+HK$2,125/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,850/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,561
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,542
−HK$995/mo
Today · 4.125%
HK$38,537
baseline
▲ 0.50% · 4.625%
HK$40,568
+HK$2,031/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,074/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,918
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,005
−HK$1,103/mo
Today · 4.125%
HK$37,108
baseline
▲ 0.50% · 4.625%
HK$39,366
+HK$2,258/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,216/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,846
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,888
−HK$1,057/mo
Today · 4.125%
HK$40,945
baseline
▲ 0.50% · 4.625%
HK$43,103
+HK$2,158/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,890/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,972
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,122
−HK$1,169/mo
Today · 4.125%
HK$39,291
baseline
▲ 0.50% · 4.625%
HK$41,682
+HK$2,391/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$78,582/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,131
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,235
−HK$1,119/mo
Today · 4.125%
HK$43,354
baseline
▲ 0.50% · 4.625%
HK$45,639
+HK$2,285/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$86,708/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,786 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).