▼ 0.50% · 3.625%
HK$21,062
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,718
−HK$665/mo
Today · 4.125%
HK$22,383
baseline
▲ 0.50% · 4.625%
HK$23,745
+HK$1,362/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,766/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,432
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,060
−HK$638/mo
Today · 4.125%
HK$24,698
baseline
▲ 0.50% · 4.625%
HK$25,999
+HK$1,301/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,396/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,169
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,889
−HK$733/mo
Today · 4.125%
HK$24,622
baseline
▲ 0.50% · 4.625%
HK$26,120
+HK$1,498/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,244/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,775
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,466
−HK$701/mo
Today · 4.125%
HK$27,167
baseline
▲ 0.50% · 4.625%
HK$28,599
+HK$1,432/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,334/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,275
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,061
−HK$799/mo
Today · 4.125%
HK$26,860
baseline
▲ 0.50% · 4.625%
HK$28,494
+HK$1,634/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,720/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,118
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,872
−HK$765/mo
Today · 4.125%
HK$29,637
baseline
▲ 0.50% · 4.625%
HK$31,199
+HK$1,562/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,274/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,381
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,233
−HK$865/mo
Today · 4.125%
HK$29,098
baseline
▲ 0.50% · 4.625%
HK$30,869
+HK$1,771/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,196/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,461
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,278
−HK$829/mo
Today · 4.125%
HK$32,107
baseline
▲ 0.50% · 4.625%
HK$33,799
+HK$1,692/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,214/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,487
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,405
−HK$931/mo
Today · 4.125%
HK$31,336
baseline
▲ 0.50% · 4.625%
HK$33,243
+HK$1,907/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,672/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,804
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,684
−HK$893/mo
Today · 4.125%
HK$34,577
baseline
▲ 0.50% · 4.625%
HK$36,399
+HK$1,822/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,154/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,594
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,576
−HK$999/mo
Today · 4.125%
HK$33,575
baseline
▲ 0.50% · 4.625%
HK$35,618
+HK$2,043/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,150/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,148
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,090
−HK$956/mo
Today · 4.125%
HK$37,046
baseline
▲ 0.50% · 4.625%
HK$38,999
+HK$1,953/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,092/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,700
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,748
−HK$1,065/mo
Today · 4.125%
HK$35,813
baseline
▲ 0.50% · 4.625%
HK$37,992
+HK$2,179/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,626/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,491
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,496
−HK$1,020/mo
Today · 4.125%
HK$39,516
baseline
▲ 0.50% · 4.625%
HK$41,599
+HK$2,083/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,032/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,806
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,920
−HK$1,131/mo
Today · 4.125%
HK$38,051
baseline
▲ 0.50% · 4.625%
HK$40,367
+HK$2,316/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$76,102/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,834
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,902
−HK$1,084/mo
Today · 4.125%
HK$41,986
baseline
▲ 0.50% · 4.625%
HK$44,199
+HK$2,213/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$83,972/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,912
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,092
−HK$1,198/mo
Today · 4.125%
HK$40,290
baseline
▲ 0.50% · 4.625%
HK$42,741
+HK$2,451/mo
Deposit HK$924K · loan HK$8.31M · min. income ≈ HK$80,580/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,177
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,308
−HK$1,148/mo
Today · 4.125%
HK$44,456
baseline
▲ 0.50% · 4.625%
HK$46,799
+HK$2,343/mo
Deposit HK$924K · loan HK$8.31M · min. income ≈ HK$88,912/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,686 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).