▼ 0.50% · 3.625%
HK$16,240
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,745
−HK$513/mo
Today · 4.125%
HK$17,258
baseline
▲ 0.50% · 4.625%
HK$18,308
+HK$1,050/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,516/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,067
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,551
−HK$492/mo
Today · 4.125%
HK$19,043
baseline
▲ 0.50% · 4.625%
HK$20,046
+HK$1,003/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,086/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,864
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,419
−HK$565/mo
Today · 4.125%
HK$18,984
baseline
▲ 0.50% · 4.625%
HK$20,139
+HK$1,155/mo
Deposit HK$3.20M · loan HK$3.92M · min. income ≈ HK$37,968/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,873
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,406
−HK$541/mo
Today · 4.125%
HK$20,947
baseline
▲ 0.50% · 4.625%
HK$22,051
+HK$1,104/mo
Deposit HK$3.20M · loan HK$3.92M · min. income ≈ HK$41,894/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,488
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,094
−HK$616/mo
Today · 4.125%
HK$20,710
baseline
▲ 0.50% · 4.625%
HK$21,970
+HK$1,260/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,420/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,680
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,261
−HK$590/mo
Today · 4.125%
HK$22,851
baseline
▲ 0.50% · 4.625%
HK$24,056
+HK$1,205/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,702/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,112
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,768
−HK$668/mo
Today · 4.125%
HK$22,436
baseline
▲ 0.50% · 4.625%
HK$23,801
+HK$1,365/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$44,872/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,487
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,116
−HK$639/mo
Today · 4.125%
HK$24,755
baseline
▲ 0.50% · 4.625%
HK$26,060
+HK$1,305/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$49,510/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,736
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,443
−HK$718/mo
Today · 4.125%
HK$24,161
baseline
▲ 0.50% · 4.625%
HK$25,632
+HK$1,471/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,322/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,293
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,972
−HK$688/mo
Today · 4.125%
HK$26,660
baseline
▲ 0.50% · 4.625%
HK$28,065
+HK$1,405/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,320/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,360
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,117
−HK$770/mo
Today · 4.125%
HK$25,887
baseline
▲ 0.50% · 4.625%
HK$27,462
+HK$1,575/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$51,774/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,100
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,827
−HK$737/mo
Today · 4.125%
HK$28,564
baseline
▲ 0.50% · 4.625%
HK$30,070
+HK$1,506/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$57,128/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,984
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,792
−HK$821/mo
Today · 4.125%
HK$27,613
baseline
▲ 0.50% · 4.625%
HK$29,293
+HK$1,680/mo
Deposit HK$1.42M · loan HK$5.70M · min. income ≈ HK$55,226/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,907
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,682
−HK$786/mo
Today · 4.125%
HK$30,468
baseline
▲ 0.50% · 4.625%
HK$32,074
+HK$1,606/mo
Deposit HK$1.42M · loan HK$5.70M · min. income ≈ HK$60,936/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,608
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,466
−HK$873/mo
Today · 4.125%
HK$29,339
baseline
▲ 0.50% · 4.625%
HK$31,124
+HK$1,785/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$58,678/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,713
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,537
−HK$836/mo
Today · 4.125%
HK$32,373
baseline
▲ 0.50% · 4.625%
HK$34,079
+HK$1,706/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$64,746/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,232
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,141
−HK$924/mo
Today · 4.125%
HK$31,065
baseline
▲ 0.50% · 4.625%
HK$32,955
+HK$1,890/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$62,130/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,520
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,392
−HK$885/mo
Today · 4.125%
HK$34,277
baseline
▲ 0.50% · 4.625%
HK$36,084
+HK$1,807/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$68,554/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,658 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).